517 Chapparal Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 517 Chapparal Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,150 sqft · built 1986
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Jan 2011)
Tax Bill	$3,116 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A850004115`

Property Details

APN / Parcel Number

Primary APN	`A850004115`
Alternative APN	`2-0067-5811-00-0202.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,150 sqft Living Area
Gross Area	2,720 sqft
1st Floor Area	1,150 sqft
Basement Area	1,150 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A850004115
Street Address	517 CHAPPARAL DR
City	O FALLON
State	MO
Zip	63368-6914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	BAYFIELD #3 LOT 202
Legal Subdivision	BAYFIELD #3
Legal Lot Number	202
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	3
Census Block	3009
Census Tract	311732

Owner

Source: St. Charles County records · APN A850004115

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	517 CHAPPARAL DR, O FALLON, MO 63368-6914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 06, 2011 · Amount on Record
Deed Sale	Jan 06, 2011 · Amount on Record
Prior Sale	Sep 29, 2010 · Amount on Record
Deed Document Number	201118940
Deed Book / Page	5531 / 1461
Prior Transfer Date	Aug 22, 2006
Prior Transfer Doc	0045701854
Record Updated	Jun 08, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	517 CHAPPARAL DR, O FALLON, MO 63368-6914
Document Number	0000096552
Instrument Date	Aug 12, 2020
Transaction Type	Mortgage
Record Updated	Mar 03, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	517 CHAPPARAL DR O FALLON MO 633686914, O FALLON, MO 63368-6914

Mortgage

Document Number	0000096552
Date	Dec 09, 2020
Instrument	96552

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	GREENWOOD VILLAGE, CO 80111

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 08, 2035

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,116.00 (+5.02%)	$48,360 (+8.18%)	$254,524 (+8.18%) Building $254,524
2024	$2,967.00
2023		$44,703
2022			$235,280 Land $50,000 Building $185,280

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Gateway Fiber Holdings Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 472 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.