Iredell County property record for 517 Cedar St, Troutman, NC 28166 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2010 |
| Square Footage | 1,153 sqft Heated Area |
| Lot Size | 12,400 sqft (0.285 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $275,000 (2024) |
| Tax Bill | $2,510.00 (2025) |
| Primary APN | 4741-34-5301.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,153 sqft Heated Area |
| Gross Area | 1,401 sqft Gross Area |
| 1st Floor | 928 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Wood Shingle Roof |
| Lot Area | 12,400 sqft (0.285 acres) |
| Depth X Width | 200 ft x 62 ft Depth x Width |
| Deck Area | 128 sqft Deck |
|---|---|
| Patio Area | 128 sqft Patio |
| Porch Area | 216 sqft Porch |
| Storage Building | 180 sqft Storage Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 80116089 |
|---|---|
| Street Address | 517 CEDAR ST |
| City | TROUTMAN |
| State | NC |
| Zip | 28166-9736 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L30 CEDAR #3 BL-C PB 5-99B |
| Legal Subdivision | TROUTMAN AREA EAST |
| Legal Block | 34 |
| Legal Lot Number | 30 |
| Jurisdiction | IREDELL NC |
| Minor Civil Division | BARRINGER |
| Census Blockgroup | 2 |
| Census Block | 2051 |
| Census Tract | 61202 |
Source: Iredell County records · APN 4741-34-5301.000
Assessment roll updated April 7, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 517 CEDAR ST, TROUTMAN, NC 28166-9736 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 04, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Oct 21, 2024 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Jun 26, 2024 | Warranty Deed, Construction Loan · Building or Construction Mortgage BLUE GATE CAPITAL LLC A NEW JESEY L |
| May 30, 2017 | Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage BANK OF AMERICA |
| May 11, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 21, 2024 · Amount on Record |
| Deed Sale | Oct 21, 2024 · Amount on Record |
| Prior Sale | Jun 26, 2024 · Amount on Record |
| Deed Book / Page | 3093 / 1170 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 517 CEDAR ST, TROUTMAN, NC 28166-9736 |
| Transaction Type | Mortgage |
| Record Updated | Dec 05, 2025 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0002885666 |
|---|---|
| Date | Jan 04, 2022 |
| Book Page | 2885/666 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | Oct 21, 2024 |
| Property Address | 517 CEDAR ST, TROUTMAN, NC 28166-9736 |
| Document Number | 0030931170 |
| Book / Page | 3093 / 1170 |
| Map Reference | MB 5 PG 99B |
| Instrument Date | Oct 21, 2024 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 05, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4455 MORRIS PARK DRIVE, MINT HILL, NC 28227-9207 |
| Name | Verified Name |
|---|---|
| Address | 517 CEDAR ST, TROUTMAN, NC 28166-9736 |
| Document Number | 0030931172 |
|---|---|
| Date | Oct 21, 2024 |
| Instrument | 3093/1172 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | Jun 26, 2024 |
| Property Address | 517 CEDAR ST, TROUTMAN, NC 28166-9736 |
| Document Number | 0030692165 |
| Book / Page | 3069 / 2165 |
| Map Reference | MB 5 PG 99 |
| Instrument Date | Jun 10, 2024 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 05, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $370.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 380 HOLLY VIEW LN, LORIS, SC 29569-6903 |
| Name | Verified Name |
|---|---|
| Address | 11190 DOWNS RD, PINEVILLE, NC 28134-8445 |
| Document Number | 0030692168 |
|---|---|
| Date | Jun 26, 2024 |
| Instrument | 3069/2168 |
| Name | BLUE GATE CAPITAL LLC A NEW JESEY L |
|---|---|
| Type | Non-Lending Institution |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 25, 2025 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 517 CEDAR ST, TROUTMAN, NC 28166-9736 |
| Document Number | 24931262 |
| Instrument Date | May 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 09, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 517 CEDAR ST TROUTMAN NC 281669736, TROUTMAN, NC 28166-9736 |
| Document Number | 24931262 |
|---|---|
| Date | Jun 06, 2017 |
| Book Page | 002493/001262 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | BROOMFIELD, CO 80021 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 05, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 517 CEDAR ST, TROUTMAN, NC 28166-9736 |
| Document Number | 24931254 |
| Instrument Date | May 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 517 CEDAR ST TROUTMAN NC 281669736, TROUTMAN, NC 28166-9736 |
| Document Number | 24931254 |
|---|---|
| Date | Jun 06, 2017 |
| Book Page | 002493/001254 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | TULSA, OK 74137 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 05, 2047 |
Source: Iredell County records · Assessment roll updated April 7, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Municipality | Troutman Town |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,510.00 (+94.88%) | $222,740 (+107.39%) Land $20,000 Building $202,740 | $222,740 (+107.39%) Land $20,000 Building $202,740 |
| 2024 | $1,288.00 (+107.74%) | $107,400 (-) Land $20,000 Building $87,400 | $107,400 (-) Land $20,000 Building $87,400 |
| 2023 | $620.00 (+61.88%) Senior Citizen's exemption | $107,400 (+75.69%) Land $20,000 Building $87,400 | $107,400 (+75.69%) Land $20,000 Building $87,400 |
| 2022 | $383.00 Senior Citizen's exemption | $61,130 Land $15,000 Building $46,130 | $61,130 Land $15,000 Building $46,130 |
Source: FEMA National Flood Hazard Layer, Iredell County (37097C), updated January 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 32% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,226 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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