517 Cedar St, Reading, PA 19601 Property Records

Berks County property record for 517 Cedar St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1900
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Tax Bill	$804 (2026)
Deeds & Mortgages	Jan 2022 Line of Credit Oct 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5307-68-93-8128`

Property Details

APN / Parcel Number

Primary APN	`5307-68-93-8128`
Alternative APNs	`11-5307-68-93-8128` `11295025` `295025`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	960 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	11295025
Street Address	517 CEDAR ST
City	READING
State	PA
Zip	19601-3124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	93
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	4
Census Block	4007
Census Tract	1400

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	517 CEDAR ST, READING, PA 19601-3124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Oct 4, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA
Jul 25, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2007
Deed Sale	Jun 18, 2007
Deed Document Number	200737089
Deed Book / Page	5160 / 791
Last Transfer Date	Jul 23, 2018
Transfer Doc	0000024793
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	517 CEDAR ST, READING, PA 19601-3124
Transaction Type	Mortgage
Record Updated	Dec 12, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 CEDAR ST, READING, PA 19601-3124

Mortgage

Document Number	0000000655
Date	Jan 5, 2022
Instrument	2022000655

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Dec 13, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	517 CEDAR ST, READING, PA 19601-3124
Document Number	0000037275
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 CEDAR ST READING PA 196013124, READING, PA 19601-3124

Mortgage

Document Number	0000037275
Date	Oct 28, 2019
Instrument	37275

Lender

Name	CITIZENS BK/PA
Type	Bank
Address	PHILADELPHIA, PA 19103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 27, 2044

Interest

Rate Type	Adjustable Rate

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERKS PA
Recording Date	Jul 25, 2018
Property Address	517 CEDAR ST, READING, PA 19601-3124
Document Number	0000024793
Instrument Date	Jul 23, 2018
Instrument	24793
Transaction Type	Transfer
Record Updated	Aug 6, 2018

Transaction

Amount	Amount Recorded
Tax	$50.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 N 13TH ST READING PA 196042510, READING, PA 19604-2510

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$804.00 (+6.63%) Homeowner's exemption	$28,500 (-) Land $8,000 Building $20,500	$8,000 (-71.93%) Land $8,000
2024	$754.00	$28,500 Land $8,000 Building $20,500
1994			$28,500 Land $8,000 Building $20,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,831 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: Frontier, T-Mobile, Verizon.

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