517 Cayucos Ave, Templeton, CA 93465 Property Records

San Luis Obispo County property record for 517 Cayucos Ave, Templeton, CA 93465

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,675 sqft · built 1954
Lot Size	0.138 acres (5,992 sqft)
Owner	Company Name on File
Last Sale	$285,000 (Aug 2014)
Tax Bill	$5,246 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`041-074-010`

Property Details

APN / Parcel Number

Primary APN	`041-074-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,675 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Wood
Lot Area	5,992 sqft (0.138 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	517 CAYUCOS AVE
City	TEMPLETON
State	CA
Zip	93465-5025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TN TEMPLETON THOMP ADD BL 44 PTN LTS 4 & 5
Legal Subdivision	TN TEMPLETON THOMP ADD
Legal Block	44
Legal Lot Number	4,5
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	5
Census Block	5024
Census Tract	13100

Owner

517 Cayucos Ave is owned by a company that bought it in August 2014 and is owner-occupied.

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	517 CAYUCOS AVE, TEMPLETON, CA 93465-5025
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage COASTAL FUNDING SLC INC
Oct 3, 2022	Intrafamily Transfer, Transfer
Nov 14, 2019	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2014 · Amount on File
Deed Sale	Aug 6, 2014 · Amount on File
Prior Sale	Apr 28, 2006 · Amount on File
Deed Document Number	201431726
Prior Transfer Date	Jul 22, 1994
Prior Transfer Doc	0000046410
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	517 CAYUCOS AVE, TEMPLETON, CA 93465-5025
Transaction Type	Mortgage
Record Updated	Mar 3, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 CAYUCOS AVE, TEMPLETON, CA 93465-5025

Mortgage

Document Number	0000055241
Date	Aug 6, 2021
Instrument	2021055241

Lender

Name	COASTAL FUNDING SLC INC
Type	Mortgage Company
Address	SAN LUIS OBISPO, CA 93401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 3, 2022
Property Address	517 CAYUCOS AVE, TEMPLETON, CA 93465-5025
Document Number	0000038853
Map Reference	MB A PG 37
Instrument Date	Sep 27, 2022
Instrument	2022038853
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	517 CAYUCOS AVNEUE, TEMPLETON, CA 93465-5025

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	517 CAYUCOS AVE, TEMPLETON, CA 93465-5025
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050755
Date	Nov 14, 2019
Instrument	2019050755

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 517 Cayucos Ave was $5,246 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Templeton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$460,918 (+2%) Land $214,524 Building $246,394
2025	$5,246.00 Homeowner's exemption	$451,881 Land $210,318 Building $241,563
2023	$4,811.00 (+1.99%) Homeowner's exemption	$434,336 Land $202,152 Building $232,184
2022	$4,717.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 517 Cayucos Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 517 Cayucos Ave is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEMPLETON CSD serves 8,041 people · EPA ID CA4010019
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Astound Broadband, GeoLinks, Verizon.

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