517 Carmalt St, Cincinnati, OH 45219 Property Records

Hamilton County property record for 517 Carmalt St, Cincinnati, OH 45219

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,986 sqft · built 1900
Lot Size	0.096 acres (4,182 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Nov 2017)
Tax Bill	$2,328 (2025)
Deeds & Mortgages	Feb 2019 Line of Credit Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`087-0005-0040-00`

Property Details

APN / Parcel Number

Primary APN	`087-0005-0040-00`
Alternative APN	`0088880`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,986 sqft Living Area
Gross Area	2,752 sqft
1st Floor Area	826 sqft
2nd Floor Area	766 sqft
Attic	Attic
Attic Area	394 sqft
Basement Area	766 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,182 sqft (0.096 acres)
Lot Dimensions	140 ft deep x 30 ft wide
Porch	Slab
Porch Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	517 CARMALT ST
City	CINCINNATI
State	OH
Zip	45219-3009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	517 CARMALT ST 30 X 140 PT LOT 26 JOS S WILSONS SUB
Legal Subdivision	JOS S WILSONS SUB
Legal Lot Number	26
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2011
Census Tract	1800

Owner

517 Carmalt St is owned and occupied by an individual who bought it in November 2017.

Source: Hamilton County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	517 CARMALT ST, CINCINNATI, OH 45219-3009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2019	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE
Nov 9, 2017	Warranty Deed, Transfer · Conventional Mortgage

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2017 · Amount on File
Deed Sale	Nov 9, 2017 · Amount on File
Prior Sale	Aug 30, 1999 · Amount on File
Deed Document Number	2017103072
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	517 CARMALT ST, CINCINNATI, OH 45219-3009
Document Number	0000011162
Instrument Date	Feb 4, 2019
Transaction Type	Mortgage
Record Updated	Mar 25, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 CARMALT ST CINCINNATI OH 452193009, CINCINNATI, OH 45219-3009

Mortgage

Document Number	0000011162
Date	Feb 12, 2019
Book Page	013853/001110
Instrument	11162

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 11, 2049

Interest

Rate Type	Adjustable Rate

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 9, 2017
Property Address	517 CARMALT ST, CINCINNATI, OH 45219-3009
Document Number	0000103072
Map Reference	MB 119 PG 37,38
Instrument Date	Nov 7, 2017
Instrument	17-0103072
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 CARMALT ST, CINCINNATI, OH 45219-3009

Mortgage

Document Number	, 17-0103073
Date	Nov 9, 2017
Instrument	17-0103073

Lender

Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 517 Carmalt St was $2,328, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,328.00 (+3.1%)	$37,734 (-) Land $8,467 Building $29,267	$107,810 Land $24,190 Building $83,620
2024	$2,258.00 (-2.17%)	$37,734 (-) Land $8,467 Building $29,267
2023	$2,308.00 (+73.01%)	$37,734 (+93.59%) Land $8,467 Building $29,267	$107,810 Land $24,190 Building $83,620
2022	$1,334.00 Homeowner's exemption	$19,492 Land $4,827 Building $14,665
2020			$55,690 Land $13,790 Building $41,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 517 Carmalt St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 517 Carmalt St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 767 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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