517 Alabama Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 517 Alabama Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,014 sqft · built 1993
Lot Size	0.172 acres (7,492 sqft)
Owner	Company Name on File
Last Sale	$94,000 (Jul 2013)
Tax Bill	$3,886 (2025)
Deeds & Mortgages	Jul 2018 Transfer Jul 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`01-26-30-0001-0024-0160`

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0024-0160`
Alternative APNs	`263001000100240160` `76709`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,014 sqft Living Area
Gross Area	1,414 sqft
1st Floor Area	1,014 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 0.5 ft wide
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	16 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	517 ALABAMA AVE
City	SAINT CLOUD
State	FL
Zip	34769-2646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	ST CLOUD PB B PG 33 BLK 24 LOTS 16 & 17 3/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	24
Legal Lot Number	16
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3048
Census Tract	43400

Owner

517 Alabama Ave is owned by a company that bought it in July 2013.

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	INVITATION HOMES C/O RYAN LLC, SCOTTSDALE, AZ 85261
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2018	Quit Claim Deed, Transfer OS NATIONAL LLC
Jul 30, 2018	Loan Modification, Mortgage GERMAN AMERICAN CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2013 · Amount on File
Deed Sale	Jul 12, 2013 · Amount on File
Prior Sale	Dec 21, 2009 · Amount on File
Deed Document Number	2013106673
Deed Book / Page	4470 / 2381
Prior Transfer Date	May 28, 1997
Prior Transfer Doc	1437000548
Record Updated	Oct 29, 2026

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 9, 2018
Property Address	517 ALABAMA AVE, SAINT CLOUD, FL 34769-2646
Document Number	0053632075
Book / Page	005363 / 002075
Instrument Date	Jun 28, 2018
Instrument	104460
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	OS NATIONAL LLC

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1717 MAIN ST #2000 DALLAS TX 752014657, 2000, DALLAS, TX 75201-4657
Investor	Possibly a Property Investor

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Recording Date	Jul 30, 2018
Property Address	517 ALABAMA AVE, SAINT CLOUD, FL 34769-2646
Document Number	0053751849
Book / Page	005375 / 001849
Instrument Date	Jun 28, 2018
Instrument	115852
Transaction Type	Mortgage
Record Updated	Aug 13, 2018
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	345 PARK AVE NEW YORK NY 101540004, NEW YORK, NY 10154-0004
Investor	Possibly a Property Investor

Mortgage

Document Number	0053751849
Date	Jul 30, 2018
Book Page	005375/001849
Instrument	115852

Lender

Name	GERMAN AMERICAN CAP
Type	Funding / Finance Company
Address	60 WALL ST # 10TH, NEW YORK, NY 10005-2865

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 517 Alabama Ave was $3,886, up 7.3% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,886.00 (+7.32%)	$234,800 Land $46,800 Building $188,000	$234,800 Land $46,800 Building $188,000
2024	$3,621.00 (+8.94%)
2023	$3,324.00 (+12.6%)	$210,000 (+18.11%) Land $42,500 Building $167,500	$210,000 (+18.11%) Land $42,500 Building $167,500
2022	$2,952.00	$177,800 Land $35,100 Building $142,700	$177,800 Land $35,100 Building $142,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 517 Alabama Ave in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 98 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 units insured incl. 12 condo units
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 517 Alabama Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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