517 3rd Ave NW, Osseo, MN 55369 Property Records

Hennepin County property record for 517 3rd Ave NW, Osseo, MN 55369

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,183 sqft · built 1946
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Nov 2015)
Tax Bill	$4,073 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-119-22-11-0051`

Property Details

APN / Parcel Number

Primary APN	`13-119-22-11-0051`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,183 sqft Living Area
Gross Area	1,713 sqft
1st Floor Area	676 sqft
Basement Area	338 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1970
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	125 ft deep x 50 ft wide
View / Lot	Lake
Garage Type	Detached
Garage Area	288 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	528 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater

Location & Zoning

Street Address	517 3RD AVE NW
City	OSSEO
State	MN
Zip	55369-1016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 004 BLOCK 006 A MAPLE GROVE ADDN TO OSSEO 50 X 125.91
Legal Range	22
Legal Township	119
Legal Section	13
Legal Quarter	11
Legal Subdivision	MAPLE GROVE ADDN TO OSSEO
Legal Block	6
Legal Lot Number	4
Jurisdiction	HENNEPIN MN
Township / Civil Division	OSSEO
Census Block Group	2
Census Block	2007
Census Tract	26702

Owner

517 3rd Ave NW is owned and occupied by two individuals who bought it in November 2015.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	517 3RD AVE NW, OSSEO, MN 55369-1016
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2015 · Amount on File
Deed Sale	Nov 2, 2015 · Amount on File
Deed Document Number	201510254365
Prior Transfer Date	Sep 10, 2015
Prior Transfer Doc	0010254363
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	517 3RD AVE NW, OSSEO, MN 55369-1016
Document Number	0010878843
Instrument Date	Sep 8, 2020
Transaction Type	Mortgage
Record Updated	Dec 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	517 3RD AVE NW OSSEO MN 553691016, OSSEO, MN 55369-1016

Mortgage

Document Number	0010878843
Date	Nov 25, 2020
Instrument	10878843

Lender

Name	SUMMIT MTG CORP
Address	PLYMOUTH, MN 55441

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 24, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 517 3rd Ave NW was $4,073 with a homeowner's exemption, up 5% from the year before.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Osseo City
Unified School District	Osseo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,073.00 (+5%) Homeowner's exemption	$262,500 (+1.43%) Land $72,300 Building $190,200	$262,500 (+1.43%) Land $72,300 Building $190,200
2024	$3,879.00 (+20.54%)	$258,800 Land $71,400 Building $187,400	$258,800 Land $71,400 Building $187,400
2023	$3,218.00 Homeowner's exemption
2022		$241,000 Land $65,000 Building $176,000	$241,000 Land $65,000 Building $176,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 517 3rd Ave NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 517 3rd Ave NW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Osseo serves 2,650 people · EPA ID MN1270042
Water Source	Purchased groundwater from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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