5169 Etta Garrett Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 5169 Etta Garrett Rd, Baker, FL 32531

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,350 sqft · built 2007
Lot Size	0.325 acres (14,153 sqft)
Owner	2 Individual Names on Record
Last Sale	$216,500 (Nov 2021)
Tax Bill	$1,822 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-596-2512-9`

Property Details

APN / Parcel Number

Primary APN	`C56-000-596-2512-9`
Alternative APNs	`22-3N-24-1200-000H-0090` `24N3221200000H0090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,350 sqft Living Area
Gross Area	1,705 sqft
1st Floor Area	1,350 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	14,153 sqft (0.325 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	247 sqft
Porch	Finished/Open Porch
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5169 ETTA GARRETT RD
City	BAKER
State	FL
Zip	32531-9310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOME INV CO MILLIGAN LOTS 9 & 10 BLK H
Legal Range	24W
Legal Township	03N
Legal Section	22
Legal Subdivision	HOME INV CO MILLIGAN
Legal Block	H
Legal Lot Number	90
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	2
Census Block	2044
Census Tract	20101

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5169 ETTA GARRETT RD, BAKER, FL 32531-9310
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2021 · Amount on Record
Deed Sale	Nov 12, 2021 · Amount on Record
Prior Sale	Dec 3, 2009 · Amount on Record
Deed Document Number	20213504925
Deed Book / Page	3586 / 4237
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 12, 2021
Property Address	5169 ETTA GARRETT RD, BAKER, FL 32531-9310
Document Number	0035864237
Book / Page	3586 / 4237
Map Reference	MB 1 PG 11
Instrument Date	Nov 8, 2021
Instrument	3504925
Transaction Type	Transfer
Record Updated	Dec 3, 2021
Title Company	FIRST NATIONAL LAND TITLE COMPANY INC, FIRST NATL LAND TTL CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,515.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	430 MARTINIQUE CV, 430, NICEVILLE, FL 32578-3833

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5169 ETTA GARRETT RD, BAKER, FL 32531-9310

Mortgage

Document Number	35864238
Date	Nov 12, 2021
Instrument	3586/4238

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,822.00 (+5.01%)	$178,416 (+5.59%) Land $19,461 Building $158,955	$178,416 (+5.59%) Land $19,461 Building $158,955
2023	$1,735.00 (+7.1%)	$168,964 (+8.55%) Land $16,534 Building $152,430	$168,964 (+8.55%) Land $16,534 Building $152,430
2022	$1,620.00	$155,660 Land $15,452 Building $140,208	$155,660 Land $15,452 Building $140,208

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLIGAN WATER SYSTEM, INC. private · serves 2,450 people · EPA ID FL1460472
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20