5169 Dreamgarden Loop, Roseville, CA 95747 Property Records

Placer County property record for 5169 Dreamgarden Loop, Roseville, CA 95747

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,184 sqft · built 1997
Lot Size	0.241 acres (10,480 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Aug 2004)
Tax Bill	$4,445 (2025)
Deeds & Mortgages	Aug 2022 Construction Loan Mar 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`478-220-017-000`

Property Details

APN / Parcel Number

Primary APN	`478-220-017-000`
Alternative APN	`478-220-017`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,184 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Construction Type	Frame
Lot Area	10,480 sqft (0.241 acres)
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	478-220-017
Street Address	5169 DREAMGARDEN LOOP
City	ROSEVILLE
State	CA
Zip	95747-8225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 285 SUN CITY RSVL VILL 10 UNIT 2C I & II T-1
Legal Subdivision	SUN CITY ROSEVILLE
Legal Lot Number	285
Jurisdiction	PLACER CA
Township / Civil Division	ROSEVILLE
Census Block Group	2
Census Block	2010
Census Tract	21040

Owner

5169 Dreamgarden Loop is owned and occupied by two individuals who bought it in August 2004.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5169 DREAMGARDEN LOOP, ROSEVILLE, CA 95747-8225
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2022	Deed of Trust, Mortgage · Construction Mortgage DISCOVER BANK
Mar 23, 2018	Deed of Trust, Mortgage · FHA Mortgage ROYAL PACIFIC FUNDING CORP
Oct 19, 2020	Deed of Trust, Mortgage · VA Mortgage ADVANTAGEFIRST LNDG INC
Dec 3, 2019	Deed of Trust, Mortgage · VA Mortgage ADVANTAGEFIRST LNDG INC
Mar 1, 2019	Deed of Trust, Mortgage · VA Mortgage ADVANTAGEFIRST LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2004 · Amount on File
Deed Sale	Aug 20, 2004 · Amount on File
Prior Sale	Oct 30, 1997 · Amount on File
Deed Document Number	2004110131
Prior Transfer Date	Apr 29, 1998
Prior Transfer Doc	0000034104
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	5169 DREAMGARDEN LOOP, ROSEVILLE, CA 95747-8225
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5169 DREAMGARDEN LOOP, ROSEVILLE, CA 95747-8225

Mortgage

Document Number	0000065133
Date	Aug 18, 2022
Instrument	2022-0065133

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 18, 2037

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	5169 DREAMGARDEN LOOP, ROSEVILLE, CA 95747-8225
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019552
Date	Mar 23, 2018
Instrument	2018-0019552

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	5169 DREAMGARDEN LOOP, ROSEVILLE, CA 95747-8225
Document Number	0000120526
Instrument Date	Oct 19, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5169 DREAMGARDEN LOOP ROSEVILLE CA 957478225, ROSEVILLE, CA 95747-8225

Mortgage

Document Number	0000120526
Date	Oct 26, 2020
Instrument	120526

Lender

Name	ADVANTAGEFIRST LNDG INC
Address	RANCHO SANTA MARGARI, CA 92688

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	5169 DREAMGARDEN LOOP, ROSEVILLE, CA 95747-8225
Document Number	0000099296
Instrument Date	Dec 3, 2019
Transaction Type	Mortgage
Record Updated	Dec 24, 2019
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5169 DREAMGARDEN LOOP ROSEVILLE CA 957478225, ROSEVILLE, CA 95747-8225

Mortgage

Document Number	0000099296
Date	Dec 9, 2019
Instrument	99296

Lender

Name	ADVANTAGEFIRST LNDG INC
Address	MISSION VIEJO, CA 92691

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 8, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	5169 DREAMGARDEN LOOP, ROSEVILLE, CA 95747-8225
Document Number	0000013736
Instrument Date	Mar 1, 2019
Transaction Type	Mortgage
Record Updated	Mar 21, 2019
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5169 DREAMGARDEN LOOP ROSEVILLE CA 957478225, ROSEVILLE, CA 95747-8225

Mortgage

Document Number	0000013736
Date	Mar 7, 2019
Instrument	13736

Lender

Name	ADVANTAGEFIRST LENDING INC
Address	25910 ACERO # 390, MISSION VIEJO, CA 92691-2795

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 6, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5169 Dreamgarden Loop was $4,445.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Roseville City
Elementary School District	Dry Creek Joint Elementary School District (KG - 08)
Secondary School District	Roseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$426,370 (+2%) Land $142,165 Building $284,205
2025	$4,445.00	$418,011 Land $139,378 Building $278,633
2023	$4,338.00 (-0.21%)	$401,781 Land $133,967 Building $267,814
2022	$4,347.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5169 Dreamgarden Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 1 (45% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5169 Dreamgarden Loop is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 768 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Astound Broadband Fixed Wireless	1,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: DigitalPath, Succeed.Net, T-Mobile, Zeta Broadband.

Nearby Properties on Dreamgarden Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures