Osceola County property record for 5168 Appenine Loop E, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2017 |
| Square Footage | 2,462 sqft Living Area |
| Lot Size | 6,969 sqft (0.16 acres) |
| Garage | Attached, 441 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $4,009.00 (2024) |
| Primary APN | 20-25-31-4257-0001-1580 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,462 sqft Living Area |
| Gross Area | 2,948 sqft Gross Area |
| 1st Floor | 1,060 sqft 1st Floor |
| Upper Floors | 1,402 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,969 sqft (0.16 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 441 sqft Garage |
| Porch Area | 45 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 5168 APPENINE LOOP E |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9241 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NARCOOSSEE VILLAGE PH 2 PB 23 PG 195-197 LOT 158 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 20 |
| Legal Subdivision | NARCOOSSEE VILLAGE PH 2 |
| Legal Phase | 2 |
| Legal Tract | 4257 |
| Legal Block | 1580 |
| Legal Lot Number | 158 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 3 |
| Census Block | 3018 |
| Census Tract | 43700 |
Source: Osceola County records · APN 20-25-31-4257-0001-1580
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5168 APPENINE LOOP E, SAINT CLOUD, FL 34771-9241 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Aug 30, 2019 | Quit Claim Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERICAN FINANCING |
| Mar 31, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) M&I FIN'L |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 30, 2019 |
| Deed Sale | Aug 30, 2019 |
| Prior Sale | Mar 31, 2017 · Amount on Record |
| Deed Doc Number | 2019112810 |
| Deed Book / Page | 5582 / 741 |
| Prior Transfer Date | Aug 19, 2019 |
| Prior Transfer Doc | 0055820741 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5168 APPENINE LOOP E, SAINT CLOUD, FL 34771-9241 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 5168 APPENINE LOOP E, SAINT CLOUD, FL 34771-9241 |
| Document Number | 0060951598 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 6095/1598 |
| Instrument | 2021183653 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 30, 2019 |
| Property Address | 5168 APPENINE LOOP E, SAINT CLOUD, FL 34771-9241 |
| Document Number | 0055820741 |
| Book / Page | 005582 / 000741 |
| Instrument Date | Aug 19, 2019 |
| Instrument | 112810 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5168 APPENINE LOOP E ST CLOUD FL 347719241, ST CLOUD, FL 34771-9241 |
| Document Number | 55820745 |
|---|---|
| Date | Aug 30, 2019 |
| Book Page | 005582/000745 |
| Instrument | 112811 |
| Name | AMERICAN FINANCING |
|---|---|
| Type | Funding / Finance Company |
| Address | AURORA, CO 80014 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 29, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 31, 2017 |
| Property Address | 5168 APPENINE LOOP E, SAINT CLOUD, FL 34771-9241 |
| Document Number | 0051250734 |
| Book / Page | 005125 / 000734 |
| Instrument Date | Mar 27, 2017 |
| Instrument | 49488 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 19, 2017 |
| Title Company | M/I TITLE AGENCY LIMITED LC, M/I TITLE AGENCY LTD LC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,156.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 5168 APPENINE LOOP E ST CLOUD FL 347719241, ST CLOUD, FL 34771-9241 |
| Document Number | 51250735 |
|---|---|
| Date | Mar 31, 2017 |
| Book Page | 005125/000735 |
| Instrument | 49489 |
| Name | M&I FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 30, 2047 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,211.00 (+5.04%) Homeowner's exemption | $293,360 (+5.99%) | $378,300 (-2.58%) Land $75,000 Building $303,300 |
| 2024 | $4,009.00 (+2.11%) | ||
| 2023 | $3,926.00 (+4.11%) Homeowner's exemption | $276,790 (+3%) | $388,300 (+16.08%) Land $65,000 Building $323,300 |
| 2022 | $3,771.00 Homeowner's exemption | $268,729 | $334,500 Land $60,000 Building $274,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 47% of the US · above 17% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,064 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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