5166 Mertensia St, Oceanside, CA 92056 Property Records

San Diego County property record for 5166 Mertensia St, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,660 sqft · built 1998
Lot Size0.217 acres (9,439 sqft)
OwnerCompany Name on Record
Last Sale$470,000 (Mar 2011)
Tax Bill$6,853 (2025)
Deeds & MortgagesJan 2023 Transfer
Oct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN169-572-39-00

Property Details

APN / Parcel Number

Primary APN169-572-39-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,660 sqft Living Area

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Lot Area9,439 sqft (0.217 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address5166 MERTENSIA ST
CityOCEANSIDE
StateCA
Zip92056-7271
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 87 TR 012802
Legal SubdivisionSOUTH RDG TRLS
Legal Tract012802
Legal Block1
Legal Lot Number87
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1000
Census Tract19808

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5166 MERTENSIA ST, OCEANSIDE, CA 92056-7271
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2023Intrafamily Transfer, Transfer
Oct 29, 2018Deed of Trust, Mortgage · Line of Credit
PACIFIC MARINE CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 4, 2011 · Amount on Record
Deed SaleMar 4, 2011 · Amount on Record
Prior SaleDec 31, 1997 · Amount on Record
Deed Document Number2011117823
Last Transfer DateJan 23, 2023
Transfer Doc0000022168
Record UpdatedOct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJan 27, 2023
Property Address5166 MERTENSIA ST, OCEANSIDE, CA 92056-7271
Document Number0000022168
Map ReferenceMB 12802
Instrument DateJan 23, 2023
Instrument2023-0022168
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5166 MERTENSIA ST, OCEANSIDE, CA 92056-7271

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5166 MERTENSIA ST, OCEANSIDE, CA 92056-7271
Document Number0000474776
Instrument DateOct 29, 2018
Transaction TypeMortgage
Record UpdatedNov 21, 2018
Title CompanyCHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5166 MERTENSIA ST OCEANSIDE CA 920567271, OCEANSIDE, CA 92056-7271

Mortgage

Document Number0000474776
DateNov 15, 2018
Instrument474776
Lender
NamePACIFIC MARINE CU
TypeCredit Union
AddressOCEANSIDE, CA 92056
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 14, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$614,182 (+2%) Land $144,559 Building $469,623
2025$6,853.00 (+8.64%)$602,140 (+4.04%) Land $141,725 Building $460,415
2023$6,308.00 (+0.24%)$578,761 Land $136,223 Building $442,538
2022$6,293.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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