5166 Lake Summer Loop, Moseley, VA 23120 Property Records

Chesterfield County property record for 5166 Lake Summer Loop, Moseley, VA 23120

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,758 sqft · built 2013
Lot Size	0.328 acres (14,288 sqft)
Owner	Individual Name on Record
Last Sale	$438,254 (Dec 2013)
Tax Bill	$6,779 (2026)
Deeds & Mortgages	Mar 2021 Refinance Aug 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`707-68-56-88-700-000`

Property Details

APN / Parcel Number

Primary APN	`707-68-56-88-700-000`
Alternative APN	`364917002`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,758 sqft Finished Area
1st Floor Area	40 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	14,288 sqft (0.328 acres)
Garage Area	669 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	299 sqft
Deck Area	Deck Area
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	364917002
Street Address	5166 LAKE SUMMER LOOP
City	MOSELEY
State	VA
Zip	23120-2258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12 - SING
Legal Description	SUMMER LAKE SEC 7 043
Legal Subdivision	SUMMER LAKE
Legal Lot Number	43
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	3
Census Block	3001
Census Tract	101003

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5166 LAKE SUMMER LOOP, MOSELEY, VA 23120-2258
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance C&F MORTGAGE CORPORATION
Aug 10, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CITIZENS & FARMERS BANK
Oct 18, 2019	Deed of Trust, Mortgage · Conventional with PMI C&F MTG
Mar 27, 2019	Quit Claim Deed, Mortgage · Conventional with PMI C&F MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2013 · Amount on Record
Deed Sale	Dec 26, 2013 · Amount on Record
Prior Sale	Sep 4, 2013 · Amount on Record
Deed Book / Page	1043 / 10284
Last Transfer Date	Mar 22, 2019
Transfer Doc	1225747
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	5166 LAKE SUMMER LOOP, MOSELEY, VA 23120-2258
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	FIRST TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013315-59
Date	Mar 22, 2021
Book Page	13315/59
Instrument	2021018690

Lender

Name	C&F MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.38%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	5166 LAKE SUMMER LOOP, MOSELEY, VA 23120-2258
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014053-586
Date	Aug 10, 2022
Book Page	14053/586
Instrument	2022035566

Lender

Name	CITIZENS & FARMERS BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	5166 LAKE SUMMER LOOP, MOSELEY, VA 23120-2258
Document Number	12496717
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5166 LAKE SUMMER LOOP MOSELEY VA 231202258, MOSELEY, VA 23120-2258

Mortgage

Document Number	12496717
Date	Oct 23, 2019
Book Page	012496/000717
Instrument	42779

Lender

Name	C&F MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2049

Interest

Rate Type	Fixed Rate

March 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Mar 27, 2019
Property Address	5166 LAKE SUMMER LOOP, MOSELEY, VA 23120-2258
Document Number	1225747
Book / Page	012257 / 000047
Instrument Date	Mar 22, 2019
Instrument	10166
Transaction Type	Mortgage
Record Updated	Apr 10, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5166 LAKE SUMMER LOOP MOSELEY VA 231202258, MOSELEY, VA 23120-2258

Mortgage

Document Number	1225752
Date	Mar 27, 2019
Book Page	012257/000052
Instrument	10167

Lender

Name	C&F MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,779.00 (+2.81%)	$758,900 (+2.82%) Land $125,000 Building $633,900	$758,900 (+2.82%) Land $125,000 Building $633,900
2025	$6,594.00 (+13.55%)	$738,100 (+16.16%) Land $115,000 Building $623,100	$738,100 (+16.16%) Land $115,000 Building $623,100
2023	$5,807.00	$635,400 Land $100,000 Building $535,400	$635,400 Land $100,000 Building $535,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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