5166 Gardenrow Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5166 Gardenrow Dr, Saint Cloud, FL 34772 · Last verified July 2026

Property Highlights

Property Type	Vacant Land > Uncategorized
Lot Size	5,227 sqft (0.12 acres)
Occupancy	Owner Occupied
Last Sale	$335,100 (2025)
Tax Bill	$2,874.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`17-26-31-5268-0001-1397`
Alternative APN	`263117526800011397`

Exterior

Lot Area	5,227 sqft (0.12 acres)

Location & Zoning

Street Address	5166 GARDENROW DR
City	SAINT CLOUD
State	FL
Zip	34772-7998
Property Usage	Vacant Land Property Usage
Type	Vacant Land > Uncategorized
Legal Description	TWIN LAKES PH 4A PB 35 PGS 179-183 LOT 1397
Legal Subdivision	TWIN LAKES PHASE 4A
Legal Lot Number	1397
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1023
Census Tract	43301

Owner

Source: Osceola County records · APN 17-26-31-5268-0001-1397

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5166 GARDENROW DR, SAINT CLOUD, FL 34772-7998
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 11, 2025 · Amount on Record
Deed Sale	Jun 11, 2025 · Amount on Record
Deed Doc Number	202574084
Deed Book / Page	6803 / 1026
Record Refreshed	Sep 20, 2026

June 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 11, 2025
Property Address	5166 GARDENROW DR, SAINT CLOUD, FL 34772-7998
Document Number	0068031026
Book / Page	6803 / 1026
Map Reference	MB 35 PG 179-183
Instrument Date	Jun 06, 2025
Instrument	2025074084
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2025
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.70
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND ROAD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5156 GARDENROW DR, SAINT CLOUD, FL 34772-7998

Mortgage

Document Number	0068031028
Date	Jun 11, 2025
Instrument	6803/1028

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2055

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,874.00	$85,000 Land $85,000	$85,000 Land $85,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	About 1 in 318 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.