Muskegon County property record for 5165 S Shore Dr, Whitehall, MI 49461
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,080 sqft · built 1964 |
| Lot Size | 1.46 acres (63,598 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,136 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06105300002500 |
| Primary APN | 06105300002500 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 1,056 sqft |
| Unfinished Basement | 1,056 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 63,598 sqft (1.46 acres) |
| Garage Area | 1,392 sqft |
| Parking Spaces | 5 Parking Spaces |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 5165 S SHORE DR |
|---|---|
| City | WHITEHALL |
| State | MI |
| Zip | 49461-9435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | FRUITLAND TOWNSHIP SEC 5 T11N R17W W 150 FT OF E 1/2 OF SW 1/4 LY S OF S SHORE DR & N OF C/L OF BIRCH BROOK CREEK |
| Legal Range | 17W |
| Legal Township | 11N |
| Legal Section | 05 |
| Legal Subdivision | BIRCH BROOK |
| Jurisdiction | MUSKEGON MI |
| Township / Civil Division | FRUITLAND |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 3701 |
Source: Muskegon County records, as of June 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5165 S SHORE DR, WHITEHALL, MI 49461-9435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 5165 S SHORE DR, WHITEHALL, MI 49461-9435 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5165 S SHORE DR, WHITEHALL, MI 49461-9435 |
| Document Number | 004286/583 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 4286/583 |
| Instrument | 5752220 |
| Name | HARBORLIGHT CU |
|---|---|
| Type | Credit Union |
| Address | WHITEHALL, MI 49461 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 17, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Muskegon County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Muskegon County |
| County Subdivision | Fruitland Township |
| Unified School District | Whitehall School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $171,000 (+2.21%) | $342,000 (+2.21%) | |
| 2025 | $2,136.00 Homeowner's exemption | $167,300 | $334,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Sep 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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