Elkhart County property record for 51649 Walerko Dr, Elkhart, IN 46514
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,760 sqft · built 1977 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (Feb 2024) |
| Tax Bill | $2,416 (2024) |
| Deeds & Mortgages | May 2026 Mortgage Feb 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-01-14-402-008.000-005 |
| Primary APN | 20-01-14-402-008.000-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,760 sqft Living Area |
| Gross Area | 4,040 sqft |
| 1st Floor Area | 1,760 sqft |
| Basement Area | 1,760 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 27,878 sqft (0.64 acres) |
| Lot Dimensions | 263 ft deep x 106 ft wide |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Stoop |
|---|---|
| Deck Area | Deck Area |
| Patio Area | 256 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 51649 WALERKO DR |
|---|---|
| City | ELKHART |
| State | IN |
| Zip | 46514-9490 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZO01 |
| Legal Description | WALERKOS WHISPERING ACRES 2ND LOT 29 |
| Legal Subdivision | WALERKOS WHISPERING ACRES 2ND |
| Legal Block | 402 |
| Legal Lot Number | 29 |
| Jurisdiction | ELKHART IN |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 1502 |
Source: Elkhart County records, as of June 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 51649 WALERKO DR, ELKHART, IN 46514-9490 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| May 20, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Feb 19, 2024 | Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 19, 2024 · Amount on Record |
| Deed Sale | Feb 19, 2024 · Amount on Record |
| Deed Document Number | 20242659 |
| Prior Transfer Date | Feb 16, 2024 |
| Prior Transfer Doc | 0000002659 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKHART IN |
| Recording Date | May 20, 2026 |
| Property Address | 51649 WALERKO DR, ELKHART, IN 46514-9490 |
| Document Number | 0000008849 |
| Instrument Date | May 15, 2026 |
| Instrument | 20268849 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 51649 WALERKO DR, ELKHART, IN 46514-9490 |
| Document Number | 0000008849, |
|---|---|
| Date | May 20, 2026 |
| Instrument | 20268849 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ELKHART IN |
| Recording Date | Feb 19, 2024 |
| Property Address | 51649 WALERKO DR, ELKHART, IN 46514-9490 |
| Document Number | 0000002659 |
| Map Reference | MB 13 PG 38 |
| Instrument Date | Feb 12, 2024 |
| Instrument | 2024-02659 |
| Transaction Type | Transfer |
| Record Updated | Feb 29, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 51649 WALERKO DR, ELKHART, IN 46514-9490 |
| Document Number | 0000002660 |
|---|---|
| Date | Feb 19, 2024 |
| Instrument | 2024-02660 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
Source: Elkhart County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Elkhart County |
| County Subdivision | Cleveland Township |
| Unified School District | Elkhart Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $287,700 (+14.48%) Land $20,500 Building $267,200 | $287,700 (+14.48%) Land $20,500 Building $267,200 | |
| 2024 | $2,416.00 (-40.77%) | $251,300 (+9.12%) Land $20,500 Building $230,800 | $251,300 (+9.12%) Land $20,500 Building $230,800 |
| 2023 | $230,300 (+11.9%) Land $20,500 Building $209,800 | $230,300 (+11.9%) Land $20,500 Building $209,800 | |
| 2022 | $4,079.00 | $205,800 Land $20,500 Building $185,300 | $205,800 Land $20,500 Building $185,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 73% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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