Elkhart County property record for 51645 E County Line Rd, Middlebury, IN 46540
| Property Type | Residential |
|---|---|
| Details | built 2001 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $606 (2024) |
| Deeds & Mortgages | Sep 2019 Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-04-13-426-020.000-032 |
| Primary APN | 20-04-13-426-020.000-032 |
|---|---|
| Alternative APN |
|
| Year Built | Built 2001 |
|---|---|
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 122 ft deep x 100 ft wide |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Sewer | Connected |
|---|
| Account Number | 0413426020032 |
|---|---|
| Old Parcel Number | 0413426020032 |
| Street Address | 51645 E COUNTY LINE RD |
| City | MIDDLEBURY |
| State | IN |
| Zip | 46540-9627 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Other |
| Local Zoning Code | ZO01 |
| Legal Description | PT N1/2 E1/2 SE1/4 SEC 13 .23A |
| Legal Subdivision | FRUIT GROVE RESIDENCE |
| Legal Block | 426 |
| Jurisdiction | ELKHART IN |
| Township / Civil Division | YORK |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 801 |
Source: Elkhart County records, as of March 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 51645 E COUNTY LINE RD, MIDDLEBURY, IN 46540-9627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2019 | Deed of Trust, Mortgage QUICKEN LNS |
| Jul 24, 2018 | Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2018 |
| Deed Sale | Jul 24, 2018 |
| Deed Document Number | 0000004901 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKHART IN |
| Property Address | 51645 E COUNTY LINE RD, MIDDLEBURY, IN 46540-9627 |
| Document Number | 0000020093 |
| Instrument Date | Sep 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2019 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 51645 E COUNTY LINE RD MIDDLEBURY IN 465409627, MIDDLEBURY, IN 46540-9627 |
| Document Number | 0000020093 |
|---|---|
| Date | Sep 30, 2019 |
| Instrument | 20093 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Sep 29, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELKHART IN |
| Recording Date | Jul 24, 2018 |
| Property Address | 51645 E COUNTY LINE RD, MIDDLEBURY, IN 46540-9627 |
| Document Number | 0000004901 |
| Instrument Date | Jul 9, 2018 |
| Instrument | 2018-14901 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2022 |
| Title Company | METROPOLITAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 51645 E COUNTY LINE RD, MIDDLEBURY, IN 46540-9627 |
| Document Number | 0000004902 |
|---|---|
| Date | Jul 24, 2018 |
| Instrument | 2018-14902 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
Source: Elkhart County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Elkhart County |
| County Subdivision | York Township |
| Unified School District | Middlebury Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $30,600 (-15.7%) Land $3,100 Building $27,500 | $30,600 (-15.7%) Land $3,100 Building $27,500 | |
| 2024 | $606.00 (+5.94%) | $36,300 (+3.71%) Land $3,100 Building $33,200 | $36,300 (+3.71%) Land $3,100 Building $33,200 |
| 2023 | $35,000 (+4.79%) Land $3,100 Building $31,900 | $35,000 (+4.79%) Land $3,100 Building $31,900 | |
| 2022 | $572.00 | $33,400 Land $3,100 Building $30,300 | $33,400 Land $3,100 Building $30,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 4 (1993–2018) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Feb 2018 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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