5164 Merit Dr, Flint, MI 48506 Property Records

Genesee County property record for 5164 Merit Dr, Flint, MI 48506

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,432 sqft · built 1968
Lot Size	0.356 acres (15,507 sqft)
Owner	Individual Name on Record
Last Sale	$126,000 (Jan 2020)
Tax Bill	$505 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-35-503-015`

Property Details

APN / Parcel Number

Primary APN	`11-35-503-015`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,432 sqft Living Area
1st Floor Area	912 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Foundation Type	No Foundation
Lot Area	15,507 sqft (0.356 acres)
Lot Dimensions	194 ft deep x 80 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5164 MERIT DR
City	FLINT
State	MI
Zip	48506-2127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 SNGL/2
Legal Description	LOT 40 CORTLAND PARK NO 2
Legal Subdivision	CORTLAND PARK
Legal Lot Number	40
Jurisdiction	GENESEE MI
Township / Civil Division	GENESEE
Census Block Group	2
Census Block	2000
Census Tract	12008

Owner

Source: Genesee County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5164 MERIT DR, FLINT, MI 48506-2127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Deed of Trust, Mortgage · FHA Mortgage THE HUNTINGTON NATIONAL BANK
Jan 30, 2020	Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK
May 14, 2019	Loan Modification, Mortgage NOT AVAILABLE
May 14, 2019	Loan Modification, Mortgage HURON CMNTY BK
Aug 29, 2018	Trustee's Deed, Construction Loan · Construction Mortgage HURON CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2020 · Amount on Record
Deed Sale	Jan 30, 2020 · Amount on Record
Deed Document Number	20205854
Prior Transfer Date	Dec 9, 2019
Prior Transfer Doc	0000005854
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	5164 MERIT DR, FLINT, MI 48506-2127
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004187
Date	Jan 15, 2021
Instrument	202101150004187

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	DETROIT, MI 48231

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jan 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jan 30, 2020
Property Address	5164 MERIT DR, FLINT, MI 48506-2127
Document Number	0000005854
Map Reference	LB 46 PG 16
Instrument Date	Dec 9, 2019
Instrument	202001300005854
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,083.60
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5164 MERIT DR, FLINT, MI 48506-2127

Mortgage

Document Number	0000005855
Date	Jan 30, 2020
Instrument	202001300005855

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GENESEE MI
Property Address	5164 MERIT DR, FLINT, MI 48506-2127
Document Number	0000039734
Instrument Date	May 14, 2019
Transaction Type	Mortgage
Record Updated	Jul 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	164 MERIT D FLINT MI 48506, FLINT, MI 48506

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GENESEE MI
Property Address	5164 MERIT DR, FLINT, MI 48506-2127
Document Number	0000056668
Instrument Date	May 14, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5164 MERIT DR FLINT MI 485062127, FLINT, MI 48506-2127

Mortgage

Document Number	0000056668
Date	Aug 28, 2019
Instrument	56668

Lender

Name	HURON CMNTY BK
Type	Bank
Address	EAST TAWAS, MI 48730

Agreement

Term	12 Months
Due	Aug 27, 2020

August 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	GENESEE MI
Recording Date	Aug 29, 2018
Property Address	5164 MERIT DR, FLINT, MI 48506-2127
Instrument Date	Aug 18, 2018
Instrument	84651
Transaction Type	Construction Loan
Record Updated	Sep 26, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2887 HILL ST NATIONAL CITY MI 487489526, NATIONAL CITY, MI 48748-9526

Mortgage

Document Number	0000084651
Date	Aug 29, 2018
Instrument	84651

Lender

Name	HURON CMNTY BK
Type	Bank
Address	EAST TAWAS, MI 48730

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 28, 2019

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 3, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Genesee Charter Township
Unified School District	Kearsley Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$505.00 (-72.48%) Homeowner's exemption	$93,200 (+20.88%)	$186,400 (+20.88%)
2024	$1,835.00 (+22.74%)
2023		$77,100	$154,200
2021	$1,495.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1985)
Most Recent Claim	Sep 1985 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEE COUNTY WATER SYSTEM serves 73,726 people · EPA ID MI0002615
Water Source	Purchased surface water from KAREGNONDI WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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