5164 Koch Ln, Florence, MT 59833 Property Records

Ravalli County property record for 5164 Koch Ln, Florence, MT 59833

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,192 sqft · built 1956
Lot Size6.77 acres (294,901 sqft)
Owner2 Individual Names on Record
Last Sale$332,500 (Mar 2023)
Tax Bill$2,338 (2026)
Deeds & MortgagesMar 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNR1355105

Property Details

APN / Parcel Number

Primary APNR1355105
Alternative APNs
  • 13-1869-23-2-02-01-0000
  • 0001424000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,192 sqft Living Area
1st Floor Area2,192 sqft
Basement Area966 sqft
Finished Basement966 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1995
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area294,901 sqft (6.77 acres)
TerrainWooded
Garage TypeMixed
Garage Area768 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area272 sqft
Deck Area234 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number0001424000
Street Address5164 KOCH LN
CityFLORENCE
StateMT
Zip59833-6803
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSAPPHIRE SOUNTRY ESTATES, S23, T10 N, R20 W, LOT 001, LOT 1 SAPPHIRE COUNTRY ESTATES 6.77 AC
Legal Range20W
Legal Township10N
Legal Section23
Legal SubdivisionSAPPHIRE SOUNTRY ESTATES
Legal Lot Number1
JurisdictionRAVALLI MT
Township / Civil DivisionSTEVENSVILLE
Census Block Group2
Census Block2058
Census Tract100

Owner

Source: Ravalli County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5164 KOCH LN, FLORENCE, MT 59833-6803
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 15, 2023 · Amount on Record
Deed SaleMar 15, 2023 · Amount on Record
Prior SaleMay 7, 1999
Deed Document Number2023784693
Prior Transfer DateMar 8, 2023
Prior Transfer Doc0000784693
Record UpdatedOct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRAVALLI MT
Recording DateMar 15, 2023
Property Address5164 KOCH LN, FLORENCE, MT 59833-6803
Document Number0000784693
Instrument DateMar 8, 2023
Instrument784693
Transaction TypeTransfer
Record UpdatedSep 7, 2023
Title CompanyRAVENSWOOD TITLE COMPANY LLC

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5164 KOCH LN, FLORENCE, MT 59833-6803

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5164 KOCH LN, FLORENCE, MT 59833-6803

Mortgage

Document Number0000784694
DateMar 15, 2023
Instrument784694
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

Tax Assessment & Valuation

Source: Ravalli County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateMontana
CountyRavalli County
Unified School DistrictFlorence-Carlton K-12 Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,338.00 (-32.97%)$556,700 (+21.51%)
2025$556,700 (+21.51%) Land $223,883 Building $332,817
2023$3,488.00$458,154$458,154 Land $217,194 Building $240,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims6 (1997–2011)
Claims Outside the SFHA6 of 6
Most Recent ClaimJun 2011 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2011 · 3 claims
  • Severe Storms,ice Jams, Snow Melt, Flooding, May 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 83% of the US · above 75% of Montana
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
CIS
Fixed Wireless
1,000 / 1,000
Rocky Mountain Internet
Fixed Wireless
350 / 100

May also be available: Verizon.

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