Pasco County property record for 5164 Epping Ln, Zephyrhills, FL 33541
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,832 sqft · built 1991 |
| Lot Size | 0.271 acres (11,809 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Jul 2022) |
| Tax Bill | $268 (2025) |
| Deeds & Mortgages | Jul 2022 Sale May 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-26-21-0010-00500-0180 |
| Primary APN | 07-26-21-0010-00500-0180 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,832 sqft Living Area |
| Gross Area | 2,312 sqft |
| 1st Floor Area | 1,832 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,809 sqft (0.271 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 420 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 329 sqft |
| Deck Area | Deck Area |
| Patio Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 5164 EPPING LN |
|---|---|
| City | ZEPHYRHILLS |
| State | FL |
| Zip | 33541-2606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | EPPING FOREST AT LAKE BERNADETTE PB 28 PGS 129-135 LOT 18 BLOCK 5 |
| Legal Range | 21E |
| Legal Township | 26S |
| Legal Section | 07 |
| Legal Subdivision | EPPING FOREST AT LAKE BERNADETTE |
| Legal Tract | 10 |
| Legal Block | 5 |
| Legal Lot Number | 18 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | ZEPHYRHILLS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 32902 |
Source: Pasco County records, as of March 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5164 EPPING LN, ZEPHYRHILLS, FL 33541-2606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jul 18, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| May 18, 2021 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Jul 15, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2022 · Amount on File |
| Deed Sale | Jul 18, 2022 · Amount on File |
| Prior Sale | Aug 30, 2016 · Amount on File |
| Deed Document Number | 2022155219 |
| Deed Book / Page | 10653 / 458 |
| Last Transfer Date | Apr 25, 2024 |
| Transfer Doc | 0110002554 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Jul 18, 2022 |
| Property Address | 5164 EPPING LN, ZEPHYRHILLS, FL 33541-2606 |
| Document Number | 0106530458 |
| Book / Page | 10653 / 458 |
| Map Reference | MB 28 PG 129 |
| Instrument Date | Jul 11, 2022 |
| Instrument | 2022155219 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $2,975.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5164 EPPING LN, 5164, ZEPHYRHILLS, FL 33541-2606 |
| Name | Verified Name |
|---|---|
| Address | 914 E LAMBRIGHT ST, TAMPA, FL 33604-6232 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 5164 EPPING LN, ZEPHYRHILLS, FL 33541-2606 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0103500565 |
|---|---|
| Date | May 18, 2021 |
| Book Page | 10350/565 |
| Instrument | 2021102676 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 5164 EPPING LN, ZEPHYRHILLS, FL 33541-2606 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0101371781 |
|---|---|
| Date | Jul 15, 2020 |
| Book Page | 10137/1781 |
| Instrument | 2020113062 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 316 Months |
| Due | Nov 1, 2046 |
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $338,304 (-0.11%) Land $83,324 Building $254,980 | $338,304 (-0.11%) Land $83,324 Building $254,980 | |
| 2025 | $268.00 (+2.68%) Homeowner's exemption | $338,672 (+2.98%) Land $83,324 Building $255,348 | $338,672 (+2.98%) Land $83,324 Building $255,348 |
| 2024 | $261.00 (-94.9%) | ||
| 2023 | $5,120.00 (+114.77%) Additional exemption filed | $328,859 (+85.32%) Land $64,404 Building $264,455 | $328,859 (+21.61%) Land $64,404 Building $264,455 |
| 2022 | $2,384.00 | $177,450 Land $54,504 Building $122,946 | $270,424 Land $54,504 Building $215,920 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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