5164 Eagle Lake Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 5164 Eagle Lake Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,428 sqft
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$99,900 (Oct 2024)
Tax Bill	$1,406 (2026)
Deeds & Mortgages	Apr 2025 Mortgage Oct 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`520-0016-01902`

Property Details

APN / Parcel Number

Primary APN	`520-0016-01902`
Alternative APNs	`1173578` `7708`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,428 sqft Gross Area
1st Floor Area	1,628 sqft

Exterior

Exterior Material	Other
Construction Type	Frame
Lot Area	435,600 sqft (10 acres)
Garage Area	704 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1173578
Street Address	5164 EAGLE LAKE RD
City	DULUTH
State	MN
Zip	55803-1105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	N 1/2 OF S 1/2 OF NW 1/4 OF SW 1/4 SERIAL #
Legal Range	14W
Legal Township	51N
Legal Section	24
Legal Subdivision	RICE LAKE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	RICE LAKE
Census Block Group	1
Census Block	1009
Census Tract	10400

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5164 EAGLE LAKE RD, DULUTH, MN 55803-1105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BANK & TRUST
Oct 24, 2024	Warranty Deed, Transfer THE TITLE FIRM, THE TITLE TEAM
Sep 19, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 24, 2024 · Amount on Record
Deed Sale	Oct 24, 2024 · Amount on Record
Prior Sale	Sep 19, 2023 · Amount on Record
Deed Document Number	20241084343
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5164 EAGLE LAKE RD, DULUTH, MN 55803-1105
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001089368
Date	Apr 21, 2025
Instrument	1089368

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank
Address	SAINT PAUL, MN 55112

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2040

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 24, 2024
Property Address	5164 EAGLE LAKE RD, DULUTH, MN 55803-1105
Document Number	0001084343
Instrument Date	Sep 30, 2024
Instrument	1084343
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Amount	Amount Recorded
Tax	$329.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5164 EAGLE LAKE RD, DULUTH, MN 55803-1105

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 19, 2023
Property Address	5164 EAGLE LAKE RD, DULUTH, MN 55803-1105
Document Number	0001072469
Instrument Date	Sep 1, 2023
Instrument	1072469
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$264.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 E VISTA WAY, NORTH SALT LAKE, UT 84054-3008

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,406.00 (+74.44%)
2025	$806.00 (-3.59%)	$526,300 (+569.59%) Land $105,800 Building $420,500	$526,300 (+569.59%) Land $105,800 Building $420,500
2024		$78,600 (+6.07%) Land $78,600	$78,600 (+6.07%) Land $78,600
2023	$836.00
2022		$74,100 Land $74,100	$74,100 Land $74,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1991–2001)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum, Verizon.

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