Columbia County property record for 5163 Saddle Cir, Evans, GA 30809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,695 sqft · built 2001 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Jan 2026) |
| Tax Bill | $2,395 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage Jan 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 077I661 |
| Primary APN | 077I661 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,695 sqft Finished Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,600 sqft (0.152 acres) |
| Street Address | 5163 SADDLE CIR |
|---|---|
| City | EVANS |
| State | GA |
| Zip | 30809-4893 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK B LOT 15; HAMILTON VILLAGE PHASE 2 |
| Legal Subdivision | HAMILTON VILLAGE |
| Legal Phase | 2 |
| Legal Block | B |
| Legal Lot Number | 15 |
| Jurisdiction | COLUMBIA GA |
| Township / Civil Division | EVANS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 30310 |
5163 Saddle Cir is owned and occupied by two individuals who bought it in January 2026.
Source: Columbia County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5163 SADDLE CIR, EVANS, GA 30809-4893 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ANDREWS FEDERAL CREDIT UNION |
| Jan 15, 2026 | Warranty Deed, Transfer · VA Mortgage CARDINAL FINANCIAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 2026 · Amount on File |
| Deed Sale | Jan 15, 2026 · Amount on File |
| Prior Sale | Jun 4, 2001 · Amount on File |
| Deed Book / Page | 15935 / 10 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBIA GA |
| Property Address | 5163 SADDLE CIR, EVANS, GA 30809-4893 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5163 SADDLE CIR, EVANS, GA 30809-4893 |
| Document Number | 013972/143 |
|---|---|
| Date | Dec 2, 2021 |
| Book Page | 0000013972/0000000143 |
| Name | ANDREWS FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLUMBIA GA |
| Recording Date | Jan 15, 2026 |
| Property Address | 5163 SADDLE CIR, EVANS, GA 30809-4893 |
| Document Number | 0015935/10 |
| Book / Page | 15935 / 10 |
| Instrument Date | Jan 15, 2026 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5163 SADDLE CIR, EVANS, GA 30809-4893 |
| Document Number | 0001593513 |
|---|---|
| Date | Jan 15, 2026 |
| Instrument | 15935/13 |
| Name | CARDINAL FINANCIAL |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
The 2026 property tax bill for 5163 Saddle Cir was $2,395, down 9.6% from the year before.
Source: Columbia County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Columbia County |
| Unified School District | Columbia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,395.00 (-9.55%) | $104,838 (-3.45%) Land $20,304 Building $84,534 | $262,094 (-3.45%) Land $50,760 Building $211,334 |
| 2025 | $2,648.00 | $108,589 Land $20,104 Building $88,485 | $271,472 Land $50,260 Building $221,212 |
| 2023 | $2,487.00 (+9.56%) | $95,424 (+12.08%) Land $18,904 Building $76,520 | $238,559 (+12.08%) Land $47,260 Building $191,299 |
| 2022 | $2,270.00 | $85,140 Land $16,904 Building $68,236 | $212,849 Land $42,260 Building $170,589 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5163 Saddle Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5163 Saddle Cir is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 42% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBIA COUNTY serves 124,763 people · EPA ID GA0730000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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