5163 el Secrito, Oceanside, CA 92056 Property Records

San Diego County property record for 5163 el Secrito, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 977 sqft · built 1987
Lot Size0.229 acres (9,975 sqft)
Owner2 Individual Names on File
Last Sale$481,000 (May 2020)
Tax Bill$4,014 (2025)
Deeds & MortgagesMay 2020 Sale & Mortgage
Nov 2019 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN158-464-17-00

Property Details

APN / Parcel Number

Primary APN158-464-17-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area977 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Lot Area9,975 sqft (0.229 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address5163 EL SECRITO
CityOCEANSIDE
StateCA
Zip92056-6452
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 139 TR 011416
Legal SubdivisionSANTA FE HERMOSA
Legal Tract011416
Legal Block3
Legal Lot Number139
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3000
Census Tract19301

Owner

5163 el Secrito is owned and occupied by two individuals who bought it in May 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address5163 EL SECRITO, OCEANSIDE, CA 92056-6452
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 15, 2020Grant Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS
Nov 27, 2019Grant Deed, Construction Loan · Construction Mortgage
GOLDMAN SACHS BANK USA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 15, 2020 · Amount on File
Deed SaleMay 15, 2020 · Amount on File
Prior SaleNov 27, 2019 · Amount on File
Deed Document Number20202020-0247001
Record UpdatedOct 29, 2026

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 15, 2020
Property Address5163 EL SECRITO, OCEANSIDE, CA 92056-6452
Document Number0000247001
Instrument DateApr 20, 2020
Instrument247001
Transaction TypeTransfer
Record UpdatedMay 28, 2020
Title CompanyWFG

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$529.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5163 EL SECRITO OCEANSIDE CA 920566452, OCEANSIDE, CA 92056-6452

Mortgage

Document Number247002
DateMay 15, 2020
Instrument247002
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMay 14, 2050

November 2019: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 27, 2019
Property Address5163 EL SECRITO, OCEANSIDE, CA 92056-6452
Document Number0000555319
Map ReferenceMAP 11416
Instrument DateNov 19, 2019
Instrument2019-0555319
Transaction TypeConstruction Loan
Record UpdatedAug 24, 2021
Title CompanyWFG TITLE CO OF CA SAN DIEGO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address353 SACRAMENTO ST # 8TH, SAN FRANCISCO, CA 94111-3687
InvestorPossibly a Property Investor

Mortgage

Document Number0000555320
DateNov 27, 2019
Instrument2019-0555320
Lender
NameGOLDMAN SACHS BANK USA
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5163 el Secrito was $4,014 with a veteran's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$536,559 (+2%) Land $397,122 Building $139,437
2025$4,014.00$526,039 Land $389,336 Building $136,703
2023$3,775.00 (-2.02%)$505,614 Land $374,218 Building $131,396
2022$3,853.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5163 el Secrito in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5163 el Secrito is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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