5162 Rowan Dr, San Ramon, CA 94582 Property Records

Contra Costa County property record for 5162 Rowan Dr, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,152 sqft · built 2015
Lot Size	0.051 acres (2,200 sqft)
Owner	2 Individual Names on File
Last Sale	$1,470,000 (Apr 2026)
Tax Bill	$17,898 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`222-740-042-7`

Property Details

APN / Parcel Number

Primary APN	`222-740-042-7`
Alternative APN	`222-740-042`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,152 sqft Living Area
1st Floor Area	664 sqft
2nd Floor Area	1,488 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2016
Architectural Style	Cluster
Lot Area	2,200 sqft (0.051 acres)
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5162 ROWAN DR
City	SAN RAMON
State	CA
Zip	94582-5977
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9302 L42
Legal Subdivision	GALE RANCH
Legal Tract	9302
Legal Lot Number	42
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	TASSAJARA
Census Block Group	3
Census Block	3012
Census Tract	355115

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5162 ROWAN DR, SAN RAMON, CA 94582-5977
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF SAN FRANCISCO
Apr 10, 2026	Grant Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK
Oct 30, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE
Aug 19, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 19, 2018	Grant Deed, Subdivision Related Transfer WESTMINSTER TITLE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2026 · Amount on File
Deed Sale	Apr 10, 2026 · Amount on File
Prior Sale	Oct 30, 2020 · Amount on File
Deed Document Number	202635938
Prior Transfer Date	Aug 7, 2020
Prior Transfer Doc	0000175801
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5162 ROWAN DR, SAN RAMON, CA 94582-5977
Transaction Type	Mortgage
Record Updated	Apr 22, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7336 GREENHAVEN DR, SACRAMENTO, CA 95831-3514

Mortgage

Document Number	0000062610
Date	Jun 23, 2025
Instrument	2025- 062610

Lender

Name	BANK OF SAN FRANCISCO
Type	Bank
Address	345 CALIFORNIA ST STE 1600, SAN FRANCISCO, CA 94104

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 10, 2026
Property Address	5162 ROWAN DR, SAN RAMON, CA 94582-5977
Document Number	0000035938
Instrument Date	Apr 7, 2026
Instrument	202635938
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$163,317.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5162 ROWAN DR, SAN RAMON, CA 94582-5977

Mortgage

Document Number	0000035939,
Date	Apr 10, 2026
Instrument	202635939

Lender

Name	CITY NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.64%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 30, 2020
Property Address	5162 ROWAN DR, SAN RAMON, CA 94582-5977
Document Number	0000257644
Instrument Date	Oct 28, 2020
Instrument	257644
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$1,375.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5162 ROWAN DR SAN RAMON CA 945825977, SAN RAMON, CA 94582-5977

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 19, 2020
Property Address	5162 ROWAN DR, SAN RAMON, CA 94582-5977
Document Number	0000175801
Instrument Date	Aug 7, 2020
Instrument	175801
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5162 ROWAN DR SAN RAMON CA 945825977, SAN RAMON, CA 94582-5977

October 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 19, 2018
Property Address	5162 ROWAN DR, SAN RAMON, CA 94582-5977
Document Number	0000166175
Instrument Date	Oct 15, 2018
Instrument	166175
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 30, 2018
Title Company	WESTMINSTER TITLE COMPANY INC

Transaction

Amount	Amount on Record
Tax	$1,265.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5162 ROWAN DR SAN RAMON CA 94582, SAN RAMON, CA 94582

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,380,098 (+2%) Land $938,467 Building $441,631
2025	$17,898.00 (+4.11%)	$1,353,038 (+4.04%) Land $920,066 Building $432,972
2023	$17,192.00 (+1.33%)	$1,300,500 Land $884,340 Building $416,160
2022	$16,967.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
Sail Internet Fixed Wireless · DSL in parts of the area	200 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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