5161 Metate Trl, Placerville, CA 95667 Property Records

El Dorado County property record for 5161 Metate Trl, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,880 sqft · built 1988
Lot Size	11 acres (479,160 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Jun 2022)
Tax Bill	$8,233 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`046-530-010-000`

Property Details

APN / Parcel Number

Primary APN	`046-530-010-000`
Alternative APNs	`04653010100` `0465301010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,880 sqft Living Area
1st Floor Area	2,880 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Wood
Lot Area	479,160 sqft
View / Lot	Average
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	5161 METATE TRL
City	PLACERVILLE
State	CA
Zip	95667-9129
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A
Legal Description	PM 18/90/1
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	3
Census Block	3007
Census Tract	31504

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5161 METATE TRL, PLACERVILLE, CA 95667-9129
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
May 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLANET HM LNDG
Jul 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage SECURE ONE CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2022 · Amount on Record
Deed Sale	Jun 8, 2022 · Amount on Record
Prior Sale	Jun 3, 2014 · Amount on Record
Deed Document Number	202224961
Prior Transfer Date	May 21, 2014
Prior Transfer Doc	0000020761
Record Updated	Oct 29, 2026

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jun 8, 2022
Property Address	5161 METATE TRL, PLACERVILLE, CA 95667-9129
Document Number	0000024961
Map Reference	MB 18 PG 90
Instrument Date	Jun 3, 2022
Instrument	2022-0024961
Transaction Type	Transfer
Record Updated	Jun 17, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5161 METATE TRL, PLACERVILLE, CA 95667-9129

Mortgage

Document Number	0000024962
Date	Jun 8, 2022
Instrument	2022-0024962

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	5161 METATE TRL, PLACERVILLE, CA 95667-9129
Document Number	0000021429
Instrument Date	May 7, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5161 METATE TRL PLACERVILLE CA 956679129, PLACERVILLE, CA 95667-9129

Mortgage

Document Number	0000021429
Date	May 13, 2020
Instrument	21429

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	5161 METATE TRL, PLACERVILLE, CA 95667-9129
Document Number	0000029081
Instrument Date	Jul 6, 2017
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5161 METATE TRL PLACERVILLE CA 956679129, PLACERVILLE, CA 95667-9129

Mortgage

Document Number	0000029081
Date	Jul 17, 2017
Instrument	29081

Lender

Name	SECURE ONE CAP
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2047

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Oak Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$757,700 (+2%) Land $227,310 Building $530,390
2025	$8,233.00 (+2.02%)	$742,844 (+4.04%) Land $222,853 Building $519,991
2024	$8,070.00 (+2%)
2023	$7,912.00 (+40.33%)	$714,000 Land $214,200 Building $499,800
2022	$5,638.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1995–1997)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.3% of the US · above 86% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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