Ottawa County property record for 51601 E 140 Rd, Miami, OK 74354
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,252 sqft · built 2011 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,287 (2025) |
| Deeds & Mortgages | Jan 2023 Second Mortgage Jan 2023 Second Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0000-21-027-022-0-002-00 |
| Primary APN | 0000-21-027-022-0-002-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,252 sqft Living Area |
| 1st Floor Area | 2,252 sqft |
| Attic | Attic |
| Attic Area | 16,400 sqft |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Detached |
| Garage Area | 800 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 160 sqft |
| Shed | 1 Shed |
| Shed Area | 800 sqft |
| Lean-To | 1,740 sqft |
| Quonset Hut | 2,000 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2872 |
|---|---|
| Street Address | 51601 E 140 RD |
| City | MIAMI |
| State | OK |
| Zip | 74354-5520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 359'OF W 510' OF N 606' NW NW NE SEC 21 TWP 27 RNG 22 |
| Legal Range | 22E |
| Legal Township | 27N |
| Legal Section | 21 |
| Legal Subdivision | T027-R022 |
| Jurisdiction | OTTAWA OK |
| Township / Civil Division | MIAMI |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 574700 |
Source: Ottawa County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 51601 E 140 RD, MIAMI, OK 74354-5520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage RCB BANK |
| Jan 23, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage RCB BANK |
| Jan 23, 2023 | Deed of Trust, Mortgage · Line of Credit RCB BANK |
| Jan 10, 2023 | Deed of Trust, Mortgage · Line of Credit RCB BANK |
| Jan 10, 2023 | Deed of Trust, Mortgage · Commercial Mortgage RCB BANK |
| May 12, 2017 | Deed of Trust, Mortgage · Line of Credit OKLAHOMA STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OK |
| Property Address | 51601 E 140 RD, MIAMI, OK 74354-5520 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 51601 E 140 RD, MIAMI, OK 74354-5520 |
| Document Number | 0001177/74 |
|---|---|
| Date | Jan 27, 2023 |
| Book Page | 1177/74 |
| Instrument | I-2023-000421 |
| Name | RCB BANK |
|---|---|
| Type | Bank |
| Address | VINITA, OK 74301 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 50 Months |
| Due | Mar 20, 2027 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OK |
| Property Address | 51601 E 140 RD, MIAMI, OK 74354-5520 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 51601 E 140 RD, MIAMI, OK 74354-5520 |
| Document Number | 001176/640 |
|---|---|
| Date | Jan 23, 2023 |
| Book Page | 1176/640 |
| Instrument | I-2023-000338 |
| Name | RCB BANK |
|---|---|
| Type | Bank |
| Address | VINITA, OK 74301 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Dec 13, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OK |
| Property Address | 51601 E 140 RD, MIAMI, OK 74354-5520 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 51601 E 140 RD, MIAMI, OK 74354-5520 |
| Document Number | 001176/660 |
|---|---|
| Date | Jan 23, 2023 |
| Book Page | 1176/660 |
| Instrument | I-2023-000340 |
| Name | RCB BANK |
|---|---|
| Type | Bank |
| Address | VINITA, OK 74301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Dec 13, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OK |
| Property Address | 51601 E 140 RD, MIAMI, OK 74354-5520 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001175/678 |
|---|---|
| Date | Jan 10, 2023 |
| Book Page | 1175/678 |
| Instrument | I-2023-000106 |
| Name | RCB BANK |
|---|---|
| Type | Bank |
| Address | VINITA, OK 74301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Dec 13, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OK |
| Property Address | 51601 E 140 RD, MIAMI, OK 74354-5520 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 51601 E 140 RD, MIAMI, OK 74354-5520 |
| Document Number | 001175/690 |
|---|---|
| Date | Jan 10, 2023 |
| Book Page | 1175/690 |
| Instrument | I-2023-000107 |
| Name | RCB BANK |
|---|---|
| Type | Bank |
| Address | VINITA, OK 74301 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Dec 13, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OK |
| Property Address | 51601 E 140 RD, MIAMI, OK 74354-5520 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017-001949 |
|---|---|
| Date | May 12, 2017 |
| Book Page | 1049/397 |
| Instrument | 2017-001949 |
| Name | OKLAHOMA STATE BANK |
|---|---|
| Type | Bank |
| Address | VINITA, OK 74301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Ottawa County assessment roll, as of January 29, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Ottawa County |
| Unified School District | Afton Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $31,357 (+3%) Land $1,283 Building $30,074 | $275,059 (+2.84%) Land $11,250 Building $263,809 | |
| 2025 | $2,287.00 (+0.84%) Homeowner's exemption | $30,444 (+3%) Land $1,283 Building $29,161 | $267,471 (-) Land $11,250 Building $256,221 |
| 2024 | $2,268.00 (+4.85%) Homeowner's exemption | $29,557 (+3%) Land $1,283 Building $28,274 | $267,471 (-) Land $11,250 Building $256,221 |
| 2023 | $2,163.00 (+12.71%) Homeowner's exemption | $28,696 (+3%) Land $1,283 Building $27,413 | $267,471 (-) Land $11,250 Building $256,221 |
| 2022 | $1,919.00 Homeowner's exemption | $27,861 Land $1,283 Building $26,578 | $267,471 Land $11,250 Building $256,221 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 7 (2007–2019) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 86% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BOLT Fiber Fiber | 1,000 / 1,000 |
| The Junction Internet Fixed Wireless | 500 / 100 |
| Wisper ISP Fixed Wireless | 400 / 30 |
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