Collin County property record for 516 Windrow Dr, Royse City, TX 75189
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,611 sqft · built 2021 |
| Lot Size | 0.171 acres (7,492 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,037 (2024) |
| Deeds & Mortgages | Oct 2022 Line of Credit Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R-12177-00U-0070-1 |
| Primary APN | R-12177-00U-0070-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,611 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Lot Area | 7,492 sqft (0.171 acres) |
| Account Number | 2825660 |
|---|---|
| Street Address | 516 WINDROW DR |
| City | ROYSE CITY |
| State | TX |
| Zip | 75189-3844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAGNOLIA PHASE 5 (GCN), BLK U, LOT 7 |
| Legal Subdivision | MAGNOLIA PHASE 5 (GCN) |
| Legal Phase | 5 |
| Legal Block | U |
| Legal Lot Number | 7 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | NEVADA |
| Census Block Group | 3 |
| Census Block | 3057 |
| Census Tract | 31201 |
516 Windrow Dr is owned and occupied by an individual who acquired it in October 2021.
Source: Collin County records, as of October 23, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 516 WINDROW DR, JOSEPHINE, TX 75189-3844 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2022 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF TEXAS |
| Oct 22, 2021 | Vendor's Lien, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2021 |
| Deed Sale | Oct 22, 2021 |
| Deed Document Number | 20211022002164290 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 516 WINDROW DR, ROYSE CITY, TX 75189-3844 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000157644 |
|---|---|
| Date | Oct 27, 2022 |
| Instrument | 20221027000157644 |
| Name | CREDIT UNION OF TEXAS |
|---|---|
| Type | Credit Union |
| Address | ALLEN, TX 75013 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 5, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Oct 22, 2021 |
| Property Address | 516 WINDROW DR, ROYSE CITY, TX 75189-3844 |
| Document Number | 0002164290 |
| Map Reference | CAB 2020 SL 528 |
| Instrument Date | Oct 21, 2021 |
| Instrument | 20211022002164290 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2022 |
| Title Company | ALLIANCE TITLE, ALLEGIANCE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 516 WINDROW DR, JOSEPHINE, TX 75189-3844 |
| Document Number | 0002164300 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 20211022002164300 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: Collin County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Unified School District | Community Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $265,679 Land $80,000 Building $185,679 | $265,679 Land $80,000 Building $185,679 | |
| 2024 | $4,037.00 | ||
| 2023 | $264,243 Land $80,000 Building $184,243 | $264,243 Land $80,000 Building $184,243 | |
| 2022 | $4,989.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 516 Windrow Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2015–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 516 Windrow Dr is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 66% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF JOSEPHINE serves 9,800 people · EPA ID TX0430036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peoples Communications Fiber · Fixed Wireless | 1,000 / 1,000 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Point Broadband Fixed Wireless | 100 / 100 |
| Nextlink Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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