Whatcom County property record for 516 Whitecap Rd, Bellingham, WA 98229
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,128 sqft · built 2000 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | Individual Name on File |
| Last Sale | $420,846 (Mar 2014) |
| Tax Bill | $12,337 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 370225-298038-0000 |
| Primary APN | 370225-298038-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,128 sqft Living Area |
| 1st Floor Area | 1,564 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 27,007 sqft (0.62 acres) |
| Garage Type | Detached |
| Garage Area | 1,564 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Wood Porch |
|---|---|
| Porch Area | 512 sqft |
| Deck Area | 182 sqft |
| Patio Area | 182 sqft |
| Balcony Area | 182 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 20344 |
|---|---|
| Street Address | 516 WHITECAP RD |
| City | BELLINGHAM |
| State | WA |
| Zip | 98229-8911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR5A |
| Legal Description | LOT 3 MULHERN SHORT PLAT AS REC BOOK 32 SHORT PLATS PG 77 |
| Legal Range | 02 |
| Legal Township | 37 |
| Legal Section | 25 |
| Legal Subdivision | MULHERN SHORT PLAT |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 1202 |
516 Whitecap Rd is owned by an individual who bought it in March 2014.
Source: Whatcom County records, as of September 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1536, ORINDA, CA 94563-0653 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 7, 2014 · Amount on File |
| Deed Sale | Mar 7, 2014 · Amount on File |
| Deed Document Number | 2014300539 |
| Prior Transfer Date | Mar 5, 2014 |
| Prior Transfer Doc | 0000300539 |
| Record Updated | Oct 29, 2026 |
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Bellingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,337.00 (-3.07%) | $1,466,999 (+3.09%) Land $507,150 Building $959,849 | $1,466,999 (+3.09%) Land $507,150 Building $959,849 |
| 2024 | $12,728.00 (+38.56%) | $1,423,006 (+17.5%) Land $489,944 Building $933,062 | $1,423,006 (+17.5%) Land $489,944 Building $933,062 |
| 2022 | $1,211,076 Land $416,976 Building $794,100 | $1,211,076 Land $416,976 Building $794,100 | |
| 2021 | $9,186.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 516 Whitecap Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1990–1996) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Dec 1996 · Severe Winter Storms, Land & Muds Slides,flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 516 Whitecap Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 100 / 10 |
5G (outdoors only) and 4G LTE
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