516 Whitaker Ave, Cambridge, OH 43725 Property Records

Guernsey County property record for 516 Whitaker Ave, Cambridge, OH 43725

Property Summary

Property Type	Residential
Lot Size	0.186 acres (8,100 sqft)
Owner	Individual Name on File
Last Sale	$89,500 (Apr 2024)
Tax Bill	$225 (2025)
Deeds & Mortgages	Apr 2024 Sale & Second Mortgage Mar 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-0002448.000`

Property Details

APN / Parcel Number

Primary APN	`06-0002448.000`
Alternative APN	`002227-5`

Exterior

Lot Area	8,100 sqft (0.186 acres)
Lot Dimensions	150 ft deep x 54 ft wide
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	002227-5
Street Address	516 WHITAKER AVE
City	CAMBRIDGE
State	OH
Zip	43725
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	R3 T2 SA07-01 4 COSGROVE 2
Legal Range	03W
Legal Township	02N
Legal Section	07
Legal Subdivision	COSGROVE 2
Legal Tract	2
Legal Lot Number	4
Jurisdiction	GUERNSEY OH
Township / Civil Division	CAMBRIDGE
Census Block Group	3
Census Block	3012
Census Tract	977300

Owner

516 Whitaker Ave, a residential property, is owned by an individual who bought it in April 2024.

Source: Guernsey County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	516 WHITAKER AVE, CAMBRIDGE, OH 43725
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2024	Warranty Deed, Transfer · Stand-Alone Second Mortgage THE FARMERS AND MERCHANTS BANK
Mar 16, 2023	Affidavit of Death, Transfer
Mar 16, 2023	Warranty Deed, Transfer ELITA LAND TITLE, ELITE LAND TITLE
Apr 13, 2021	Land Contract, Transfer · Land Contract NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2024 · Amount on File
Deed Sale	Apr 16, 2024 · Amount on File
Prior Sale	Mar 16, 2023 · Amount on File
Deed Document Number	20242314
Deed Book / Page	596 / 1162
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	Apr 16, 2024
Property Address	515 WHITAKER AVE, CAMBRIDGE, OH 43725-9772
Document Number	00596/1162
Book / Page	596 / 1162
Map Reference	VOL 5 PG 566
Instrument Date	Apr 12, 2024
Instrument	202400002314
Transaction Type	Transfer
Record Updated	May 2, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 WHITAKER AVE, CAMBRIDGE, OH 43725-9772

Mortgage

Document Number	202400002315
Date	Apr 16, 2024
Instrument	202400002315

Lender

Name	THE FARMERS AND MERCHANTS BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 12, 2054

March 2023: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	GUERNSEY OH
Recording Date	Mar 16, 2023
Property Address	515 WHITAKER AVE, CAMBRIDGE, OH 43725-9772
Document Number	00588/2724
Book / Page	588 / 2724
Map Reference	VOL 5 PG 566
Instrument Date	Mar 15, 2023
Instrument	202300001633
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	Mar 16, 2023
Property Address	515 WHITAKER AVE, CAMBRIDGE, OH 43725-9772
Document Number	00588/2727
Book / Page	588 / 2727
Map Reference	VOL 5 PG 566
Instrument Date	Mar 15, 2023
Instrument	202300001634
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	ELITA LAND TITLE, ELITE LAND TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 WHITAKER AVE, CAMBRIDGE, OH 43725-9772

April 2021: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	GUERNSEY OH
Recording Date	Apr 13, 2021
Property Address	WHITAKER AVE, CAMBRIDGE, OH 43725
Document Number	00574/5506
Book / Page	574 / 5506
Instrument Date	Apr 8, 2021
Instrument	202100001926
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	436 OAKLAND BLVD, 436, CAMBRIDGE, OH 43725-2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 WHITAKER AVE, CAMBRIDGE, OH 43725-9772

Mortgage

Date	Apr 13, 2021

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 516 Whitaker Ave was $225, down 1.3% from the year before.

Source: Guernsey County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Guernsey County
County Subdivision	Cambridge Township
Municipality	Cambridge City
Unified School District	Cambridge City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$225.00 (-1.32%)	$4,497 (-) Land $2,604 Building $1,893
2024	$228.00 (+11.22%)	$4,497 (+17.14%) Land $2,604 Building $1,893	$12,850 Land $7,440 Building $5,410
2023	$205.00 (+3.02%)	$3,839 (-0.03%) Land $2,222 Building $1,617
2022	$199.00	$3,840 Land $2,220 Building $1,620	$10,970 (-) Land $6,350 Building $4,620
2021			$10,970 Land $6,350 Building $4,620

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 516 Whitaker Ave in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	28 (1978–2004)
Claims Outside the SFHA	1 of 28
Most Recent Claim	Sep 2004 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 4 claims Severe Storms, Flooding, And Tornadoes, Jul 1998 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 516 Whitaker Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE serves 10,520 people · EPA ID OH3000111
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2019 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum, Smart Way Communications.

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