516 Whaley St, Bowie, TX 76230 Property Records

Montague County property record for 516 Whaley St, Bowie, TX 76230

Property Summary

Property Type	Single Family Home
Details	1,329 sqft · built 1970
Owner	Individual Name on Record
Tax Bill	$597 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R000001112`

Property Details

APN / Parcel Number

Primary APN	`R000001112`
Alternative APN	`10078.0001.0003.0000`

Interior

Stories	1 Story
Building Area	1,329 sqft Total Area
Gross Area	1,968 sqft

Exterior

Year Built	Built 1970
Garage Area	511 sqft
Porch	Porch
Porch Area	128 sqft

Location & Zoning

Account Number	10078.0001.0003.0000
Old Parcel Number	10078.0001.0003.0000
Street Address	516 WHALEY ST
City	BOWIE
State	TX
Zip	76230-4526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 1 HILLCREST
Legal Subdivision	HILLCREST
Legal Block	1
Legal Lot Number	3
Jurisdiction	MONTAGUE TX
Township / Civil Division	BOWIE
Census Block Group	2
Census Block	2018
Census Tract	950502

Owner

Source: Montague County records, as of February 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	516 WHALEY ST, BOWIE, TX 76230-4526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · Line of Credit GUILD MORTGAGE CO
Jul 22, 2019	Vendor's Lien, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2019
Deed Sale	Jul 22, 2019
Prior Sale	Sep 2, 2011
Deed Document Number	1902925
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTAGUE TX
Property Address	516 WHALEY ST, BOWIE, TX 76230-4526
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002106526
Date	Dec 16, 2021
Instrument	2106526

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTAGUE TX
Recording Date	Jul 22, 2019
Property Address	516 WHALEY ST, BOWIE, TX 76230-4526
Document Number	1902925
Map Reference	VOL 578 PG 555
Instrument Date	Jul 19, 2019
Instrument	1902925
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	521 JONES RD, 521, BOWIE, TX 76230-8798

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 WHALEY ST, BOWIE, TX 76230-4526

Mortgage

Document Number	1902926
Date	Jul 22, 2019
Instrument	1902926

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Montague County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bowie City
County	Montague County
Unified School District	Bowie Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$597.00 (+31.21%) Homeowner's exemption	$153,850 (+9.38%) Land $8,650 Building $145,200	$153,850 (+9.38%) Land $8,650 Building $145,200
2023		$140,650 Land $8,650 Building $132,000	$140,650 Land $8,650 Building $132,000
2022	$455.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOWIE serves 5,534 people · EPA ID TX1690001
Water Source	Surface water
Last State Inspection	May 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comcell Fiber · Fixed Wireless	1,000 / 1,000
Vyve Broadband Cable	1,000 / 50
Nextlink Fixed Wireless	800 / 400

May also be available: AMA TechTel Communications.

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