516 Westover Ave, Norfolk, VA 23507 Property Records

Norfolk City property record for 516 Westover Ave, Norfolk, VA 23507

Property Summary

Property Type	Single Family Home
Details	7 bd · 4.5 ba · 5,812 sqft · built 1898
Lot Size	0.203 acres (8,825 sqft)
Owner	2 Individual Names on Record
Last Sale	$581,500 (Apr 2010)
Tax Bill	$8,277 (2026)
Deeds & Mortgages	Aug 2018 Line of Credit Aug 2020 Mortgage + 1 more
APN	`03155110`

Property Details

APN / Parcel Number

Primary APN	`03155110`

Interior

Bedrooms	7 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	5,812 sqft Living Area
Attic	Attic
Attic Area	3,456 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Brick
Foundation Type	Raised
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,825 sqft (0.203 acres)
Lot Depth	125 ft Depth

Exterior Amenities

Porch	Porch
Porch Area	54 sqft
Deck Area	Deck Area
Patio Area	287 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	516 WESTOVER AVE
City	NORFOLK
State	VA
Zip	23507-1717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HCG2
Legal Description	X BLK 1 WESTOVER CO
Legal Subdivision	WESTPORT COMMONS SD
Legal Block	1
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	1
Census Block	1010
Census Tract	4002

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the North Ghent listed 2001 · 322 contributing resources · NRIS 01000693

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Norfolk City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	516 WESTOVER AVE, NORFOLK, VA 23507-1717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2018	Deed of Trust, Mortgage · Line of Credit THE OLD POINT NATIONAL BANK OF PHOEBUS
Aug 13, 2020	Deed of Trust, Mortgage · Commercial Mortgage THE OLD POINT NATIONAL BANK OF PHOEBUS
Aug 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance KEYSTONE FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2010 · Amount on Record
Deed Sale	Apr 5, 2010 · Amount on Record
Prior Sale	Apr 2, 2009 · Amount on Record
Deed Document Number	20106767
Prior Transfer Date	Mar 26, 2009
Prior Transfer Doc	0000007183
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	516 WESTOVER AVE, NORFOLK, VA 23507-1717
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180017075
Date	Aug 16, 2018
Instrument	180017075

Lender

Name	THE OLD POINT NATIONAL BANK OF PHOEBUS

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2028

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	516 WESTOVER AVE, NORFOLK, VA 23507-1717
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200018825
Date	Aug 13, 2020
Instrument	200018825

Lender

Name	THE OLD POINT NATIONAL BANK OF PHOEBUS

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	516 WESTOVER AVE, NORFOLK, VA 23507-1717
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210026561
Date	Aug 24, 2021
Instrument	210026561

Lender

Name	KEYSTONE FUNDING INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,277.00 (+3.41%)	$662,200 (+1.75%) Land $317,500 Building $344,700	$662,200 (+1.75%) Land $317,500 Building $344,700
2025	$8,004.00 (+3.41%)	$650,800 (+5.1%) Land $317,500 Building $333,300	$650,800 (+5.1%) Land $317,500 Building $333,300
2023	$7,740.00	$619,200 Land $317,500 Building $301,700	$619,200 Land $317,500 Building $301,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 57 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	87 units insured incl. 30 condo units
Nearby Flood Claims	52 (1979–2024)
Claims Outside the SFHA	32 of 52
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 10 claims Hurricane Irene, Aug 2011 · 4 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 724 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, T-Mobile, Verizon.

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