516 West St, Eaton Rapids, MI 48827 Property Records

Eaton County property record for 516 West St, Eaton Rapids, MI 48827

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,764 sqft · built 1900
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Nov 2022)
Tax Bill	$3,536 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30000061204000`

Property Details

APN / Parcel Number

Primary APN	`30000061204000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,764 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	150 ft deep x 72 ft wide
Garage Area	864 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	516 WEST ST
City	EATON RAPIDS
State	MI
Zip	48827-1259
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD2
Legal Description	LOT 4. S 6 FEET OF LOT 3. O.P. BLOCK 12 CITY OF EATON RAPIDS
Legal Subdivision	CITY OF EATON RAPIDS
Legal Block	12
Legal Lot Number	3-4
Jurisdiction	EATON MI
Township / Civil Division	EATON RAPIDS
Census Block Group	2
Census Block	2015
Census Tract	21302

Owner

516 West St is owned and occupied by an individual who bought it in November 2022.

Source: Eaton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	516 WEST ST, EATON RAPIDS, MI 48827-1259
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2022	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Sep 27, 2021	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Mar 17, 2021	Sheriff's Deed, Foreclosure
Jun 12, 2018	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2022 · Amount on File
Deed Sale	Nov 17, 2022 · Amount on File
Prior Sale	Sep 27, 2021 · Amount on File
Deed Book / Page	3029 / 422
Prior Transfer Date	Mar 11, 2021
Prior Transfer Doc	2913/226
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Nov 17, 2022
Property Address	516 WEST ST, EATON RAPIDS, MI 48827-1259
Document Number	003029/422
Book / Page	3029 / 422
Map Reference	LB 1 PG 43B
Instrument Date	Nov 8, 2022
Transaction Type	Transfer
Record Updated	Nov 30, 2022
Title Company	NOT AVAILABLE, MAIN STREET ESCROW AND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	516 WEST ST, 516, EATON RAPIDS, MI 48827-1259

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 W BROAD ST, EATON RAPIDS, MI 48827-1409

Mortgage

Document Number	0030290424
Date	Nov 17, 2022
Instrument	3029-0424

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Sep 27, 2021
Property Address	516 WEST ST, EATON RAPIDS, MI 48827-1259
Document Number	002957/897
Book / Page	2957 / 897
Instrument Date	Sep 3, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	NOT AVAILABLE, MAIN STREET ESCROW AND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,186.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	516 WEST ST, 516, EATON RAPIDS, MI 48827-1259

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	660 GALE RD, EATON RAPIDS, MI 48827-9103

Mortgage

Document Number	0002957900
Date	Sep 27, 2021
Instrument	2957/900

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

March 2021: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	EATON MI
Recording Date	Mar 17, 2021
Property Address	516 WEST ST, EATON RAPIDS, MI 48827-1259
Document Number	2913/226
Book / Page	2913 / 226
Map Reference	LB 1 PG 43B
Instrument Date	Mar 11, 2021
Transaction Type	Foreclosure
Record Updated	Sep 7, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5151 CORPORATE DR, TROY, MI 48098-2639

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Jun 12, 2018
Property Address	516 WEST ST, EATON RAPIDS, MI 48827-1259
Document Number	02738/0572
Book / Page	2738 / 0572
Map Reference	LB1 PG43B
Instrument Date	Jun 8, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,087.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2270 SUMMIT DR, 2270, ARNOLD, MO 63010-2255

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	516 WEST ST, EATON RAPIDS, MI 48827-1259

Mortgage

Document Number	0002738575
Date	Jun 12, 2018
Instrument	2738/575

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 516 West St was $3,536 with a homeowner's exemption.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Eaton Rapids City
Unified School District	Eaton Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,400	$198,380 Land $37,005 Building $161,375
2025	$3,536.00
2023		$84,400	$168,800
2022	$4,532.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 516 West St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 516 West St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EATON RAPIDS serves 5,340 people · EPA ID MI0002020
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb
Copper	1.46 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2026
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, T-Mobile.

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