Essex County and Lynn City property record for 516 Walnut St, Lynn, MA 01905
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,002 sqft · built 1955 |
| Lot Size | 0.102 acres (4,452 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $267,000 (Aug 2005) |
| Tax Bill | $4,787 (2025) |
| Deeds & Mortgages | Sep 2021 Refinance Dec 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B:024 L:366 S:007 |
| Primary APN | B:024 L:366 S:007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,002 sqft Living Area |
| Gross Area | 2,028 sqft |
| Basement Area | 1,002 sqft |
| Unfinished Basement | 1,002 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,452 sqft (0.102 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 516 WALNUT ST |
|---|---|
| City | LYNN |
| State | MA |
| Zip | 01905-1013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 366 |
| Legal Lot Number | 7 |
| Jurisdiction | LYNN MA |
| Township / Civil Division | LYNN |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 205600 |
516 Walnut St is owned and occupied by two individuals who acquired it in September 2021.
Source: Essex County and Lynn City records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 516 WALNUT ST, LYNN, MA 01905-1013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Dec 20, 2022 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Sep 27, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance WELLS FARGO BANK NA |
| Oct 16, 2017 | Deed of Trust, Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2005 · Amount on File |
| Deed Sale | Aug 29, 2005 · Amount on File |
| Prior Sale | Nov 30, 2001 · Amount on File |
| Deed Book / Page | 24756 / 278 |
| Last Transfer Date | Sep 14, 2021 |
| Transfer Doc | 040318-504 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 516 WALNUT ST, LYNN, MA 01905-1013 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 040318-504 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 40318/504 |
| Instrument | 20210927005190 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 516 WALNUT ST, LYNN, MA 01905-1013 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 041362-423 |
|---|---|
| Date | Dec 20, 2022 |
| Book Page | 41362/423 |
| Instrument | 20221220002870 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNN MA |
| Recording Date | Sep 27, 2021 |
| Property Address | 516 WALNUT ST, LYNN, MA 01905-1013 |
| Document Number | 40318-501 |
| Book / Page | 40318 / 501 |
| Instrument Date | Sep 14, 2021 |
| Instrument | 20210927005180 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 516 WALNUT ST, LYNN, MA 01905-1013 |
| Document Number | 40318-504 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 40318/504 |
| Instrument | 20210927005190 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 516 WALNUT ST, LYNN, MA 01905-1013 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36253-366 |
|---|---|
| Date | Oct 16, 2017 |
| Book Page | 36253/366 |
| Instrument | 112 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Oct 1, 2032 |
The 2025 property tax bill for 516 Walnut St was $4,787, up 4.5% from the year before.
Source: Essex County and Lynn City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lynn City |
| Unified School District | Lynn School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,787.00 (+4.5%) | $462,100 (+6.23%) Land $187,400 Building $274,700 | $497,895 |
| 2024 | $4,581.00 (+4.76%) | $435,000 (+10.91%) Land $186,100 Building $248,900 | |
| 2023 | $4,373.00 | $392,200 Land $171,800 Building $220,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 516 Walnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 516 Walnut St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
May also be available: AT&T, T-Mobile.
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