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516 Wallace Ave, Saint Joseph, MI 49085 Property Records

Berrien County property record for 516 Wallace Ave, Saint Joseph, MI 49085

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,652 sqft · built 1947
Lot Size0.152 acres (6,621 sqft)
OwnerIndividual Name on File
Last Sale$87,900 (Aug 1998)
Tax Bill$3,601 (2025)
Deeds & MortgagesDec 2025 Second Mortgage
Nov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN76-4660-0005-00-4

Property Details

APN / Parcel Number

Primary APN76-4660-0005-00-4
Alternative APN
  • 11-76-4660-0005-00-4

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,652 sqft Living Area
1st Floor Area1,090 sqft
Basement Area750 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Lot Area6,621 sqft (0.152 acres)
Lot Dimensions100 ft deep x 66 ft wide
Garage Area384 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address516 WALLACE AVE
CitySAINT JOSEPH
StateMI
Zip49085-1830
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1 - C
Legal DescriptionLOT 5 & THE E 22'OF LOT 6 LEDYARDS ADD NO 1 TO CITY OF ST JOSEPH UNIV LOT 75 SEC 26 T4S R19W
Legal Range19W
Legal Township04S
Legal Section26
Legal SubdivisionLEDYARDS ADD
Legal Lot Number5-6,75
Legal Unit5,6,75
JurisdictionBERRIEN MI
Township / Civil DivisionST. JOSEPH
Census Block Group2
Census Block2026
Census Tract802

Owner

516 Wallace Ave is owned and occupied by an individual who bought it in August 1998.

Source: Berrien County records, as of September 28, 2026

Owner of RecordIndividual Name on File
Mailing Address516 WALLACE AVE, SAINT JOSEPH, MI 49085-1830
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Nov 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 19, 1998 · Amount on File
Deed SaleAug 19, 1998 · Amount on File
Prior SaleJun 28, 1996 · Amount on File
Deed Book / Page1909 / 194
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address516 WALLACE AVE, SAINT JOSEPH, MI 49085-1830
Transaction TypeMortgage
Record UpdatedJan 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address516 WALLACE AVE, SAINT JOSEPH, MI 49085-1830

Mortgage

Document Number03466/3975
DateDec 19, 2025
Book Page3466/3975
Instrument2025448456
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address516 WALLACE AVE, SAINT JOSEPH, MI 49085-1830
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address516 WALLACE AVE, SAINT JOSEPH, MI 49085-1830

Mortgage

Document Number003351/297
DateNov 1, 2021
Book Page3351/297
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 516 Wallace Ave was $3,601 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$136,100$272,200
2025$3,601.00
2023$124,900$249,800
2022$3,217.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 516 Wallace Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 516 Wallace Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWEST MICHIGAN REGIONAL SANITARY SEW
serves 26,780 people · EPA ID MI0003726
Water SourcePurchased surface water from ST JOSEPH
Last State InspectionFeb 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Mercury Fiber.

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