516 W Main St, Florence, CO 81226 Property Records

Fremont County property record for 516 W Main St, Florence, CO 81226

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,115 sqft · built 1898
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on File
Tax Bill	$1,751 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R021468`

Property Details

APN / Parcel Number

Primary APN	`R021468`
Alternative APN	`61011340`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,115 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1965
Architectural Style	Multi-Level
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,500 sqft (0.241 acres)
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Patio Area	282 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	R021468
Street Address	516 W MAIN ST
City	FLORENCE
State	CO
Zip	81226-1339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 & 2 BLK 3 JAMES W GREENS DET ADD
Legal Subdivision	JAMES W GREENS DET ADD
Legal Block	3
Legal Lot Number	1,2
Jurisdiction	FREMONT CO
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3008
Census Tract	978200

Owner

516 W Main St is owned and occupied by an individual.

Source: Fremont County records, as of August 12, 2026

Owner of Record	Individual Name on File
Mailing Address	516 W MAIN ST, FLORENCE, CO 81226-1339
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Special Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 13, 2019	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Jul 12, 2023
Property Address	516 W MAIN ST, FLORENCE, CO 81226-1339
Document Number	0001028699
Instrument Date	Jun 30, 2023
Instrument	1028699
Transaction Type	Transfer
Record Updated	Jul 28, 2023
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 W MAIN ST, FLORENCE, CO 81226-1339

Mortgage

Document Number	0001028700
Date	Jul 12, 2023
Instrument	1028700

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	516 W MAIN ST, FLORENCE, CO 81226-1339
Transaction Type	Mortgage
Record Updated	Apr 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000999505
Date	Apr 12, 2021
Instrument	999505

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	May 13, 2019
Property Address	516 W MAIN ST, FLORENCE, CO 81226-1339
Document Number	0000973565
Instrument Date	May 10, 2019
Instrument	973565
Transaction Type	Transfer
Record Updated	Jun 6, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15.99
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	516 W MAIN ST FLORENCE CO 812261339, FLORENCE, CO 81226-1339

Mortgage

Document Number	973566
Date	May 13, 2019
Instrument	973566

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 12, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 516 W Main St was $1,751, up 23.4% from the year before.

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Fremont County
Municipality	Florence City
Unified School District	Fremont RE-2 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,751.00 (+23.4%)	$22,077 (+2.76%)	$353,231
2024	$1,419.00 (+42.61%)	$21,484 (+69.26%)
2023	$995.00 (+0.51%)	$12,693 (+1.33%)	$320,663 (+77.93%)
2022	$990.00	$12,526	$180,219

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 516 W Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 516 W Main St is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 71% of Colorado
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 7,500 people · EPA ID CO0122500
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
SECOM Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Visionary Broadband.

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