Suffolk County and Huntington Town property record for 516 W Main St, Cold Spring Harbor, NY 11724
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $960,000 (May 2023) |
| Tax Bill | $16,695 (2024) |
| Deeds & Mortgages | Feb 2021 Refinance May 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0400-067.00-01.00-002.000 |
| Primary APN | 0400-067.00-01.00-002.000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 17,424 sqft (0.4 acres) |
|---|
| Street Address | 516 W MAIN ST |
|---|---|
| City | COLD SPRING HARBOR |
| State | NY |
| Zip | 11724-2501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | BLK LOT 18 PO 17 |
| Legal Subdivision | COLD SPRING HILLS DEVELOPMENT |
| Legal Block | 100 |
| Legal Lot Number | 2 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | HUNTINGTON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 110104 |
516 W Main St is owned and occupied by two individuals who bought it in May 2023.
Source: Suffolk County and Huntington Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 516 W MAIN ST, COLD SPRING HARBOR, NY 11724-2501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 4, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED MORTGAGE CORP |
| May 25, 2023 | Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA |
| Mar 12, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED MORTGAGE CORP |
| Apr 12, 2017 | Grant Deed, Transfer · Conventional Mortgage UNITED MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2023 · Amount on File |
| Deed Sale | May 25, 2023 · Amount on File |
| Prior Sale | Apr 12, 2017 · Amount on File |
| Deed Book / Page | 13203 / 101 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 516 W MAIN ST, COLD SPRING HARBOR, NY 11724-2501 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0232280123 |
|---|---|
| Date | Feb 4, 2021 |
| Book Page | 23228/123 |
| Instrument | DL052312 |
| Name | UNITED MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | May 25, 2023 |
| Property Address | 516 W MAIN ST, COLD SPRING HARBOR, NY 11724-2501 |
| Document Number | 0132030101 |
| Book / Page | 13203 / 101 |
| Instrument Date | Jan 27, 2023 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Title Company | NEW MILLENNIUM TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 143 TURKEY LN, COLD SPRING HARBOR, NY 11724-1712 |
| Document Number | 0023509386 |
|---|---|
| Date | May 25, 2023 |
| Instrument | 23509/386 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 516 W MAIN ST, COLD SPRING HARBOR, NY 11724-2501 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0231140747 |
|---|---|
| Date | Mar 12, 2020 |
| Book Page | 23114/747 |
| Instrument | DK045337 |
| Name | UNITED MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Apr 12, 2017 |
| Property Address | 516 W MAIN ST, COLD SPRING HARBOR, NY 11724-2501 |
| Document Number | 0129080282 |
| Book / Page | 012908 / 000282 |
| Instrument Date | Mar 17, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2017 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,040.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26 LLOYD LN LLOYD HARBOR NY 117439704, LLOYD HARBOR, NY 11743-9704 |
| Document Number | 228070401 |
|---|---|
| Date | Apr 12, 2017 |
| Book Page | 022807/000401 |
| Name | UNITED MTG |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 11, 2047 |
Source: Suffolk County and Huntington Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Huntington Town |
| Unified School District | Cold Spring Harbor Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,300 Land $1,125 Building $3,175 | $955,556 (+10,788.29%) Land $250,000 Building $705,556 | |
| 2024 | $16,695.00 | $8,776 (+12.25%) Land $2,296 Building $6,480 | |
| 2023 | $4,300 (-) Land $1,125 Building $3,175 | $7,818 (+16.36%) Land $2,045 Building $5,773 | |
| 2022 | $15,522.00 | $4,300 Land $1,125 Building $3,175 | $6,719 Land $1,758 Building $4,961 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 516 W Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 516 W Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures