516 W Main St, Cairo, OH 45820 Property Records

Allen County property record for 516 W Main St, Cairo, OH 45820

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1949
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on Record
Last Sale	$20,000 (Sep 2025)
Tax Bill	$1,101 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Sep 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`27-2911-04-015.000`

Property Details

APN / Parcel Number

Primary APN	`27-2911-04-015.000`
Alternative APN	`B1027291104015000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	840 sqft Living Area
Gross Area	1,680 sqft
1st Floor Area	840 sqft
Basement Area	840 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	24 sqft
Patio Area	200 sqft
Canopy	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	516 W MAIN ST
City	CAIRO
State	OH
Zip	45820-6518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRED ALLSTETTERS ADDN LOT 164 FF 50.00
Legal Subdivision	FRED ALLSTETTERS ADDN
Legal Lot Number	164
Jurisdiction	ALLEN OH
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1032
Census Tract	10200

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	516 W MAIN ST, CAIRO, OH 45820-6518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · Line of Credit THE CITIZENS NATIONAL BANK OF BLUFFTON A
Sep 18, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2025 · Amount on Record
Deed Sale	Sep 18, 2025 · Amount on Record
Prior Sale	May 31, 2002 · Amount on Record
Deed Document Number	20259594
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	516 W MAIN ST, CAIRO, OH 45820-6518
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 W MAIN ST, CAIRO, OH 45820-6518

Mortgage

Document Number	11260012165
Date	Nov 26, 2025
Book Page	2025/12165
Instrument	202511260012165

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON A
Address	102 S MAIN ST, BLUFFTON, OH 45817

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Nov 30, 2035

Interest

Change Frequency	Monthly

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Sep 18, 2025
Property Address	516 W MAIN ST, CAIRO, OH 45820-6518
Document Number	9180009594
Book / Page	2025 / 9594
Map Reference	MB 3 PG 236
Instrument Date	Sep 18, 2025
Instrument	202509180009594
Transaction Type	Transfer
Record Updated	Sep 29, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 W MAIN ST, CAIRO, OH 45820-6518

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Monroe Township
Municipality	Cairo Village
Unified School District	Bath Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,101.00 (+2.32%)	$25,940 (-) Land $3,570 Building $22,370	$74,100 (-) Land $10,200 Building $63,900
2024	$1,076.00 (-0.83%) Homeowner's exemption	$25,940 (+41.13%) Land $3,570 Building $22,370	$74,100 (+41.14%) Land $10,200 Building $63,900
2023	$1,085.00 (+25.87%) Homeowner's exemption	$18,380 (-) Land $2,520 Building $15,860
2022	$862.00 Homeowner's exemption	$18,380 Land $2,520 Building $15,860
2021			$52,500 Land $7,200 Building $45,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: Buckeye Wireless, MetaLINK Technologies.

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