516 W Eldorado Dr, Scroggins, TX 75480 Property Records

Franklin County property record for 516 W Eldorado Dr, Scroggins, TX 75480

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,180 sqft · built 2022
Lot Size	0.538 acres (23,447 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,764 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2020 Construction Loan + 1 more
APN	`02125-00000-00030-000000`

Property Details

APN / Parcel Number

Primary APN	`02125-00000-00030-000000`
Alternative APN	`1051`

Interior

Full Baths	4 Baths
Building Area	3,180 sqft Total Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	23,447 sqft (0.538 acres)
Lot Width	100 ft Width
Garage Area	1,134 sqft

Location & Zoning

Account Number	1051
Street Address	516 W ELDORADO DR
City	SCROGGINS
State	TX
Zip	75480-5531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AB 255 L T JOHNSON LT 30 EL DORADO BAY LEASEHOLD STRUCTURAL ELEVATION ; N/A
Legal Subdivision	EL DORADO BAY
Legal Lot Number	30
Jurisdiction	FRANKLIN TX
Township / Civil Division	WINNSBORO
Census Block Group	2
Census Block	2002
Census Tract	950300

Owner

Source: Franklin County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	516 W ELDORADO DR, SCROGGINS, TX 75480-5531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC HOME LOANS INC
Aug 31, 2020	Deed of Trust, Mortgage · Construction Mortgage CITY NATIONAL BANK OF SULPHUR SPRINGS
Feb 26, 2018	Vendor's Lien, Transfer · Line of Credit FIRST NATIONAL BANK MOUNT VERNON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2022
Deed Sale	Dec 16, 2022
Prior Sale	Aug 12, 2022
Deed Document Number	2022167518
Deed Book / Page	440 / 757
Prior Transfer Date	Aug 2, 2022
Prior Transfer Doc	0000166425
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TX
Property Address	516 W ELDORADO DR, SCROGGINS, TX 75480-5531
Transaction Type	Mortgage
Record Updated	Sep 21, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000416/662
Date	Sep 20, 2021
Book Page	416/662
Instrument	162733

Lender

Name	ATLANTIC HOME LOANS INC
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TX
Property Address	516 W ELDORADO DR, SCROGGINS, TX 75480-5531
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000392/181
Date	Aug 31, 2020
Book Page	392/181
Instrument	158509

Lender

Name	CITY NATIONAL BANK OF SULPHUR SPRINGS
Type	Bank
Address	SULPHUR SPRINGS, TX 75483

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

February 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FRANKLIN TX
Recording Date	Feb 26, 2018
Property Address	516 W ELDORADO DR, SCROGGINS, TX 75480-5531
Document Number	00351/0690
Book / Page	351 / 0690
Map Reference	VOL D PG 154 SL 110A
Instrument Date	Feb 26, 2018
Instrument	150806
Transaction Type	Transfer
Record Updated	Sep 21, 2023
Title Company	LAKEWOOD LAND TITLES INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4710 BOULDER LN, PARIS, TX 75462-3133

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 186, ARGYLE, TX 76226-0186

Mortgage

Document Number	0000150807
Date	Feb 26, 2018
Instrument	150807

Lender

Name	FIRST NATIONAL BANK MOUNT VERNON
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2033

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Franklin County
Unified School District	Mount Vernon Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,764.00 (+418.75%) Homeowner's exemption	$1,044,440 (+21%) Land $260,100 Building $1,178,790	$1,438,890 (+66.7%) Land $260,100 Building $1,178,790
2023		$863,170 Land $165,700 Building $697,470	$863,170 Land $165,700 Building $697,470
2021	$2,075.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CYPRESS SPRINGS SUD SOUTH PLANT serves 1,821 people · EPA ID TX0800016
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peoples Communications Fiber · Fixed Wireless in parts of the area	1,000 / 1,000

May also be available: Nextlink.

Cell Coverage

5G and 4G LTE (outdoors only)

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