516 W 8th St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 516 W 8th St, Waterloo, IA 50702

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,336 sqft · built 1915
Lot Size0.155 acres (6,750 sqft)
Owner2 Individual Names on File
Last Sale$64,000 (Jun 2021)
Tax Bill$1,550 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN8913-26-429-003

Property Details

APN / Parcel Number

Primary APN8913-26-429-003

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,336 sqft Living Area
1st Floor Area862 sqft
AtticAttic
Attic Area474 sqft
Basement Area862 sqft
Unfinished Basement862 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleDuplex Single
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,750 sqft (0.155 acres)
Lot Dimensions90 ft deep x 75 ft wide
Garage TypeDetached
Garage Area396 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area260 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address516 W 8TH ST
CityWATERLOO
StateIA
Zip50702-1516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOES ADDITION NE 75 FT LOT 10 BLK 6 NE 75 FT SE 30 FT LOT 9 BLK 6
Legal Range13W
Legal Township89N
Legal Section26
Legal SubdivisionDOES ADDITION
Legal Block6
Legal Lot Number9,10
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2003
Census Tract200

Owner

516 W 8th St is owned and occupied by two individuals who bought it in June 2021.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address516 W 8TH ST, WATERLOO, IA 50702-1516
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 3, 2021 · Amount on File
Deed SaleJun 3, 2021 · Amount on File
Deed Document Number202125547
Prior Transfer DateJul 27, 2007
Prior Transfer Doc2008005549
Record UpdatedOct 29, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateJun 3, 2021
Property Address516 W 8TH ST, WATERLOO, IA 50702-1516
Document Number202100025547
Instrument DateMay 26, 2021
Instrument202100025547
Transaction TypeTransfer
Record UpdatedNov 17, 2022
Title CompanyTITLE SERVICES CORPORATION

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$101.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address516 W 8TH ST, WATERLOO, IA 50702-1516

Mortgage

Document Number202100025548
DateJun 3, 2021
Instrument202100025548
Lender
NameVERIDIAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueJun 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 516 W 8th St was $1,550, down 0.3% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,550.00 (-0.26%)$75,910 Land $11,830 Building $64,080$75,910 Land $11,830 Building $64,080
2024$1,554.00
2023$71,650 (+25.99%) Land $11,830 Building $59,820$71,650 Land $11,830 Building $59,820
2022$1,248.00$56,870 Land $11,830 Building $45,040
2021$56,870 Land $11,830 Building $45,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 516 W 8th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 516 W 8th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
AT&T
Fixed Wireless
100 / 20

May also be available: Nextlink.

Nearby Properties on W 8th St

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