Bremer County property record for 516 W 1st St, Sumner, IA 50674
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,280 sqft · built 1898 |
| Lot Size | 0.354 acres (15,420 sqft) |
| Owner | Company Name on File |
| Last Sale | $35,000 (Aug 2018) |
| Tax Bill | $450 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Mar 2022 Transfer + 2 more |
| Flood Zone | Zone A (high risk) |
| APN | 04-23-482-001 |
| Primary APN | 04-23-482-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,280 sqft Living Area |
| 1st Floor Area | 616 sqft |
| Basement Area | 616 sqft |
| Unfinished Basement | 616 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1898 |
|---|---|
| Effective Year Built | Effective 1898 |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 15,420 sqft (0.354 acres) |
| Lot Dimensions | 280 ft deep x 55 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 96 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 516 W 1ST ST |
|---|---|
| City | SUMNER |
| State | IA |
| Zip | 50674-1316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 23-93-11 A P SE SE W 55' LOT 37 |
| Legal Range | 11W |
| Legal Township | 93N |
| Legal Section | 23 |
| Legal Subdivision | AUDITOR SUBD SE1/4 SEC 23 - SUMNER |
| Legal Block | 93 |
| Legal Lot Number | 37 |
| Jurisdiction | BREMER IA |
| Township / Civil Division | SUMNER |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 4700 |
516 W 1st St is owned by a company that bought it in August 2018.
Source: Bremer County records, as of October 9, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2270 UNION AVE, LAWLER, IA 52154-9737 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 15, 2022 | Deed of Trust, Mortgage · Commercial Mortgage BANK IOWA |
| Mar 30, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Feb 16, 2022 | Warranty Deed, Transfer · Commercial Mortgage BANK IOWA |
| Aug 10, 2018 | Warranty Deed, Transfer IOWA BANKERS MORTGAGE CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2018 · Amount on File |
| Deed Sale | Aug 10, 2018 · Amount on File |
| Deed Document Number | 20183041 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREMER IA |
| Property Address | 516 W 1ST ST, SUMNER, IA 50674-1316 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020223072 |
|---|---|
| Date | Aug 15, 2022 |
| Instrument | 20223072 |
| Name | BANK IOWA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BREMER IA |
| Recording Date | Mar 30, 2022 |
| Property Address | 516 W 1ST ST, SUMNER, IA 50674-1316 |
| Document Number | 0020221187 |
| Map Reference | MB A PG 99-103 |
| Instrument Date | Mar 28, 2022 |
| Instrument | 20221187 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 503 WAPSIE ST, SUMNER, IA 50674-1309 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREMER IA |
| Recording Date | Feb 16, 2022 |
| Property Address | 516 W 1ST ST, SUMNER, IA 50674-1316 |
| Document Number | 0020220599 |
| Instrument Date | Feb 15, 2021 |
| Instrument | 20220599 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $53.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 503 WAPSIE ST, SUMNER, IA 50674-1309 |
| Document Number | 0020220600 |
|---|---|
| Date | Feb 16, 2022 |
| Instrument | 20220600 |
| Name | BANK IOWA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREMER IA |
| Recording Date | Aug 10, 2018 |
| Property Address | 516 W 1ST ST, SUMNER, IA 50674-1316 |
| Document Number | 0020183041 |
| Instrument Date | Aug 6, 2018 |
| Instrument | 20183041 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 516 W 1ST ST, SUMNER, IA 50674-1316 |
| Document Number | 0020183042 |
|---|---|
| Date | Aug 10, 2018 |
| Instrument | 20183042 |
| Name | IOWA BANKERS MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 353 Months |
| Due | Jan 1, 2048 |
The 2025 property tax bill for 516 W 1st St was $450.
Source: Bremer County assessment roll, as of September 18, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Bremer County |
| Municipality | Sumner City |
| Unified School District | Sumner-Fredericksburg Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $450.00 | $28,900 Land $9,320 Building $19,580 | $28,900 Land $9,320 Building $19,580 |
| 2023 | $35,190 Land $11,650 Building $23,540 | $35,190 Land $11,650 Building $23,540 | |
| 2022 | $532.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 516 W 1st St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 12 (2004–2025) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 516 W 1st St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMNER WATER SUPPLY serves 2,030 people · EPA ID IA0970006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL | 2,000 / 2,000 |
| Hawkeye Telephone Fiber | 1,000 / 1,000 |
| Northeast Iowa Telephone Company Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
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