516 Torre Ln, Oak Ridge, MO 63769 Property Records

Cape Girardeau County property record for 516 Torre Ln, Oak Ridge, MO 63769

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,924 sqft · built 2004
Lot Size	3.55 acres (154,638 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Dec 2020)
Tax Bill	$1,887 (2025)
Deeds & Mortgages	May 2022 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`083000100021000000`

Property Details

APN / Parcel Number

Primary APN	`083000100021000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,924 sqft Living Area
Basement Area	1,924 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	154,638 sqft (3.55 acres)
Lot Dimensions	434 ft deep x 253 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	516 TORRE LN
City	OAK RIDGE
State	MO
Zip	63769-5298
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 1 NE
Legal Range	11E
Legal Township	32S
Legal Section	01
Legal Subdivision	NORTHEAST QUARTER
Legal Lot Number	1
Jurisdiction	CAPE GIRARDEAU MO
Township / Civil Division	WHITEWATER
Census Block Group	1
Census Block	1001
Census Tract	880200

Owner

516 Torre Ln is owned and occupied by an individual who bought it in December 2020.

Source: Cape Girardeau County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	516 TORRE LN, OAK RIDGE, MO 63769-5298
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF MISSOURI
Dec 28, 2020	Quit Claim Deed, Transfer BANK OF MO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2020 · Amount on File
Deed Sale	Dec 28, 2020 · Amount on File
Deed Document Number	202016573
Prior Transfer Date	Dec 21, 2020
Prior Transfer Doc	0000016573
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	516 TORRE LN, OAK RIDGE, MO 63769-5298
Transaction Type	Mortgage
Record Updated	Jun 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202205175
Date	May 10, 2022
Instrument	2022-05175

Lender

Name	BANK OF MISSOURI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 5, 2037

Interest

Rate Type	Adjustable Rate

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Dec 28, 2020
Property Address	516 TORRE LN, OAK RIDGE, MO 63769-5298
Document Number	0000016573
Instrument Date	Dec 21, 2020
Instrument	16573
Transaction Type	Transfer
Record Updated	Jan 20, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 TORRE LN OAK RIDGE MO 637695298, OAK RIDGE, MO 63769-5298

Mortgage

Document Number	16574
Date	Dec 28, 2020
Instrument	16574

Lender

Name	BANK OF MO
Type	Bank
Address	PERRYVILLE, MO 63775

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 27, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.8%

Tax Assessment & Valuation

The 2025 property tax bill for 516 Torre Ln was $1,887.

Source: Cape Girardeau County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cape Girardeau County
Unified School District	Oak Ridge R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,270 (-) Land $1,540 Building $34,730	$190,859 (-) Land $8,089 Building $182,770
2025	$1,887.00	$36,270 Land $1,540 Building $34,730	$190,859 Land $8,089 Building $182,770
2023	$1,790.00	$34,530 Land $1,460 Building $33,070	$181,771 Land $7,704 Building $174,067

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 516 Torre Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 19, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 516 Torre Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAPE GIRARDEAU COUNTY PWSD 2 serves 2,913 people · EPA ID MO4024097
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Torre Ln

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