Richmond Town property record for 516 Switch Rd, Wood River Junction, RI 02894
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,408 sqft · built 2017 |
| Lot Size | 0.78 acres (33,977 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,900 (May 2018) |
| Tax Bill | $5,959 (2025) |
| Deeds & Mortgages | Jul 2020 Refinance Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8-2264-56 |
| Primary APN | 8-2264-56 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,408 sqft Living Area |
| Gross Area | 3,032 sqft |
| Basement Area | 1,408 sqft |
| Unfinished Basement | 1,408 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 33,977 sqft (0.78 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 8-2264-56 |
|---|---|
| Street Address | 516 SWITCH RD |
| City | WOOD RIVER JUNCTION |
| State | RI |
| Zip | 02894-1305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 28 |
| Jurisdiction | RICHMOND RI |
| Township / Civil Division | RICHMOND |
| Census Block Group | 3 |
| Census Block | 3053 |
| Census Tract | 50600 |
516 Switch Rd is owned and occupied by an individual who bought it in May 2018.
Source: Richmond Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 516 SWITCH RD, WOOD RIVER JUNCTION, RI 02894-1305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 17, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE |
| Jul 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HARBORONE MTG LLC |
| May 29, 2018 | Warranty Deed, Transfer COASTWAY COMMERCIAL BANK |
| Dec 19, 2017 | Deed of Trust, Mortgage BUILDER FNCL SVCS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2018 · Amount on File |
| Deed Sale | May 29, 2018 · Amount on File |
| Prior Sale | Jan 9, 2017 · Amount on File |
| Deed Document Number | 201849388 |
| Deed Book / Page | 320 / 554 |
| Transfer Doc | 308-967 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND RI |
| Property Address | 516 SWITCH RD, WOOD RIVER JUNCTION, RI 02894-1305 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000338-404 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | 338/404 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND RI |
| Property Address | 516 SWITCH RD, WOOD RIVER JUNCTION, RI 02894-1305 |
| Document Number | 338-404 |
| Instrument Date | Jul 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 516 SWITCH RD WOOD RIVER JUNCTION RI 028941305, WOOD RIVER JUNCTION, RI 02894-1305 |
| Document Number | 338-404 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | 000338/000404 |
| Name | HARBORONE MTG LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 16, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHMOND RI |
| Recording Date | May 29, 2018 |
| Property Address | 516 SWITCH RD, WOOD RIVER JUNCTION, RI 02894-1305 |
| Document Number | 320-554 |
| Book / Page | 320 / 554 |
| Instrument | 49388 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $27.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 3200556 |
|---|---|
| Date | May 29, 2018 |
| Instrument | 00320/0556 |
| Name | COASTWAY COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 29, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND RI |
| Property Address | 516 SWITCH RD, WOOD RIVER JUNCTION, RI 02894-1305 |
| Document Number | 317-403 |
| Book / Page | 000317 / 000403 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2018 |
| Name | Verified Name |
|---|---|
| Address | 516 SWITCH RD WOOD RIVER JUNCTION RI 028941305, WOOD RIVER JUNCTION, RI 02894-1305 |
| Document Number | 317-403 |
|---|---|
| Date | Dec 19, 2017 |
| Book Page | 000317/000403 |
| Instrument | 48534 |
| Name | BUILDER FNCL SVCS LLC |
|---|
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 516 Switch Rd was $5,959.
Source: Richmond Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Richmond Town |
| Unified School District | Chariho Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,959.00 | $406,200 Land $126,300 Building $279,900 | $520,936 |
| 2023 | $5,996.00 | $406,200 Land $126,300 Building $279,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 516 Switch Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (2010) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 516 Switch Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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