516 Suttle St, Shelby, NC 28150 Property Records

Cleveland County property record for 516 Suttle St, Shelby, NC 28150

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.27 acres (11,783 sqft)
Owner	Individual Name on File
Last Sale	$37,000 (Mar 2018)
Tax Bill	$11 (2026)
Deeds & Mortgages	Sep 2026 Transfer Apr 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`18707`

Property Details

APN / Parcel Number

Primary APN	`18707`
Alternative APN	`1338185`

Exterior

Lot Area	11,783 sqft (0.27 acres)
Lot Dimensions	115 ft deep x 100 ft wide

Location & Zoning

Account Number	1338185
Street Address	516 SUTTLE ST
City	SHELBY
State	NC
Zip	28150-4535
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R6
Legal Description	REAR LOT SUTTLE ST
Legal Block	1
Legal Lot Number	28
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3033
Census Tract	951000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Marion-Belvedere Park Historic District listed 2002 · 123 contributing resources · NRIS 02001667

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

516 Suttle St, residential vacant land, is owned by an individual who acquired it in September 2026.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	903 E MARION ST, SHELBY, NC 28150-4740
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 14, 2026	Deed of Trust · Line of Credit STATE EMPLOYEES CREDIT UNION
Apr 14, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION
Mar 9, 2021	Intrafamily Transfer, Transfer
Mar 16, 2018	Grant Deed, Transfer ATTORNEY ONLY
Jun 22, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2018 · Amount on File
Deed Sale	Mar 16, 2018 · Amount on File
Prior Sale	Jun 22, 2017 · Amount on File
Deed Document Number	201811332
Deed Book / Page	1763 / 532
Last Transfer Date	Sep 2, 2026
Transfer Doc	0200133539
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND NC
Recording Date	Sep 14, 2026
Property Address	516 SUTTLE ST, SHELBY, NC 28150-4535
Document Number	0200133539
Book / Page	1984 / 825
Instrument Date	Sep 2, 2026
Instrument	2026200133539
Transaction Type	Transfer
Record Updated	Sep 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 E MARION ST, SHELBY, NC 28150-4740

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Recording Date	Apr 14, 2026
Property Address	516 SUTTLE ST, SHELBY, NC 28150-4535
Document Number	0200126998
Book / Page	1971 / 2048
Instrument Date	Apr 8, 2026
Instrument	2026200126998
Record Updated	Apr 24, 2026
Title Company	LENDER RECORDING SERVICES, LENDER RECORDING SERVICES (R

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 SUTTLE ST, SHELBY, NC 28150-4535

Mortgage

Document Number	0200126998,
Date	Apr 14, 2026
Book Page	1971/2048
Instrument	2026200126998

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Recording Date	Apr 14, 2026
Property Address	516 SUTTLE ST, SHELBY, NC 28150-4535
Document Number	0019712048
Book / Page	1971 / 2048
Instrument Date	Apr 8, 2026
Instrument	2026200126998
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 SUTTLE ST, SHELBY, NC 28150-4535

Mortgage

Document Number	0200126998,
Date	Apr 14, 2026
Book Page	1971/2048
Instrument	2026200126998

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.11%
Max Rate	-1%

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	Mar 9, 2021
Property Address	516 SUTTLE ST, SHELBY, NC 28150-4535
Document Number	0018350604
Book / Page	1835 / 604
Map Reference	MB 16-G PG 811
Instrument Date	Mar 8, 2021
Instrument	200051984
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 BELVEDERE AVE, SHELBY, NC 28150-4707

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLEVELAND NC
Recording Date	Mar 16, 2018
Property Address	516 SUTTLE ST, SHELBY, NC 28150-4535
Document Number	0017630532
Book / Page	001763 / 000532
Instrument Date	Mar 9, 2018
Instrument	11332
Transaction Type	Transfer
Record Updated	Apr 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$74.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 BELVEDERE AVE SHELBY NC 281504707, SHELBY, NC 28150-4707

June 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jun 22, 2017
Property Address	516 SUTTLE ST, SHELBY, NC 28150-4535
Document Number	0017450102
Book / Page	001745 / 000102
Instrument Date	Jun 9, 2017
Instrument	1801
Transaction Type	Foreclosure
Record Updated	Aug 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$129.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4425 PONCE DE LEON BLVD #5TH CORAL GABLES FL 331461837, 5TH, CORAL GABLES, FL 33146-1837
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 516 Suttle St was $11, up 1% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11.00 (+1%)	$1,100 (-) Land $1,100	$1,100 (-) Land $1,100
2025	$10.00	$1,100 Land $1,100	$1,100 Land $1,100
2023		$1,100 Land $1,100	$1,100 Land $1,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 516 Suttle St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 516 Suttle St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Ripple Fiber, T-Mobile, Verizon.

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