Lake County property record for 516 Spruce St, Hammond, IN 46324
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 2,872 sqft · built 1924 |
| Lot Size | 0.099 acres (4,305 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,986 (2024) |
| Deeds & Mortgages | Mar 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-26-36-0040-0013 |
| Primary APN | 007-26-36-0040-0013 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 2,872 sqft Living Area |
| Gross Area | 3,588 sqft |
| 1st Floor Area | 1,436 sqft |
| Basement Area | 716 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Duplex Single |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 4,305 sqft (0.099 acres) |
| Lot Dimensions | 123 ft deep x 35 ft wide |
| View / Lot | Alley |
| Garage Area | 716 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 516 SPRUCE ST |
|---|---|
| City | HAMMOND |
| State | IN |
| Zip | 46324-1530 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | SMITH & THOMAS SUBDIV. W. 10 FT. L.17 ALL L.18 |
| Legal Subdivision | SMITH & THOMAS SUB |
| Legal Lot Number | 17 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | NORTH |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 21400 |
516 Spruce St, a duplex, is owned by two individuals who acquired it in March 2026.
Source: Lake County records, as of March 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 759 RIVER POINTE PL, MISHAWAKA, IN 46544-4164 |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2009 |
| Deed Sale | Dec 4, 2009 |
| Prior Sale | Sep 17, 2009 · Amount on File |
| Deed Document Number | 200980721 |
| Last Transfer Date | Mar 12, 2026 |
| Transfer Doc | 0000509873 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Mar 12, 2026 |
| Property Address | 516 SPRUCE ST, HAMMOND, IN 46324-1530 |
| Document Number | 0000009873 |
| Map Reference | MB 16 PG 3 |
| Instrument Date | Mar 12, 2026 |
| Instrument | 2026-509873 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 759 RIVER POINTE PL, MISHAWAKA, IN 46544-4164 |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | North Township |
| Municipality | Hammond City |
| Unified School District | Hammond School City (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $175,500 Land $21,400 Building $154,100 | $175,500 Land $21,400 Building $154,100 | |
| 2024 | $3,986.00 | ||
| 2023 | $143,300 (+6.62%) Land $20,500 Building $122,800 | $143,300 (+6.62%) Land $20,500 Building $122,800 | |
| 2022 | $3,601.00 | $134,400 Land $20,500 Building $113,900 | $134,400 Land $20,500 Building $113,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 516 Spruce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 516 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2020 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Astound Broadband, AT&T, Verizon.
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