516 Spence Dr, Ponce De Leon, FL 32455 Property Records

Walton County property record for 516 Spence Dr, Ponce De Leon, FL 32455

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 756 sqft · built 1942
Lot Size1.22 acres (53,187 sqft)
OwnerIndividual Name on Record
Tax Bill$75 (2025)
Flood ZoneZone X (minimal risk)
APN10-3N-17-06000-003-0040

Property Details

APN / Parcel Number

Primary APN10-3N-17-06000-003-0040
Alternative APNs
  • 10-317-06000-003-0040
  • 1014277

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area756 sqft Living Area
Gross Area950 sqft
1st Floor Area756 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1965
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialOther
Lot Area53,187 sqft (1.22 acres)
PorchFinished Screened Porch
Porch Area98 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemConvection

Location & Zoning

Street Address516 SPENCE DR
CityPONCE DE LEON
StateFL
Zip32455-2503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOMMENCE AT THE NE/C OF THE NW1/4 OF THE NE1/4, THENCE N 88 DEG 5037W 446.54 FT, S 01 DEG 5440W 651.01 FT, N 88 DEG 4910W 472.27 TO THE POB, N 89 DEG 4910W 420 FT, N 01 DEG 5022E 230.62 FT, S 88 DEG 5037E 420 FT, S 01 DEG 5022W 230.80 FT TO THE POB.
Legal Range017
Legal Township03N
Legal Section10
Legal Block300
Legal Lot Number40
JurisdictionWALTON FL
Township / Civil DivisionREDBAY
Census Block Group1
Census Block1041
Census Tract950400

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address516 SPENCE DR, PONCE DE LEON, FL 32455-2503
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 20, 2004
Deed SaleJul 20, 2004
Deed Document Number2004832902
Deed Book / Page2621 / 4812
Last Transfer DateAug 21, 2008
Transfer Doc0028000629
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$75.00 Homeowner's exemption$20,204 (-43.1%)$43,214 (+21.7%) Land $15,262 Building $27,952
2024$75.00
2023$75.00 Homeowner's exemption$35,508 (+6.64%) Land $4,062 Building $31,446$35,508 (+6.64%) Land $4,062 Building $31,446
2022$75.00 Homeowner's exemption$33,296 Land $4,509 Building $28,787$33,296 Land $4,509 Building $28,787

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims7 (1990–1998)
Most Recent ClaimMar 1998 · Severe Storms, High Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 3 claims
  • Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Verizon
Fixed Wireless
25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spence Dr

Nearby Streets

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