516 Silvery Ln, El Cajon, CA 92020 Property Records

San Diego County property record for 516 Silvery Ln, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,242 sqft · built 1947
Lot Size	0.248 acres (10,800 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Dec 2013)
Tax Bill	$6,721 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`486-182-02-00`

Property Details

APN / Parcel Number

Primary APN	`486-182-02-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,242 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	10,800 sqft (0.248 acres)

Location & Zoning

Street Address	516 SILVERY LN
City	EL CAJON
State	CA
Zip	92020-2227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 96 TR 002382
Legal Subdivision	ROLLING HILLS
Legal Tract	002382
Legal Block	2
Legal Lot Number	96
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2007
Census Tract	16100

Owner

Source: San Diego County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	516 SILVERY LN, EL CAJON, CA 92020-2227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Line of Credit EAST COUNTY SCHOOLS FCU
Apr 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Dec 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2013 · Amount on Record
Deed Sale	Dec 16, 2013 · Amount on Record
Prior Sale	Oct 14, 2009 · Amount on Record
Deed Document Number	2013722185
Prior Transfer Date	Oct 28, 1999
Prior Transfer Doc	0000736140
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	516 SILVERY LN, EL CAJON, CA 92020-2227
Transaction Type	Mortgage
Record Updated	Feb 8, 2022
Title Company	CALIFORNIA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 SILVERY LN, EL CAJON, CA 92020-2227

Mortgage

Document Number	0000043842
Date	Jan 31, 2022
Instrument	2022-0043842

Lender

Name	EAST COUNTY SCHOOLS FCU
Type	Credit Union
Address	92012

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 30, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	516 SILVERY LN, EL CAJON, CA 92020-2227
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000173109
Date	Apr 6, 2020
Instrument	2020-0173109

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2035

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	516 SILVERY LN, EL CAJON, CA 92020-2227
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 SILVERY LN, EL CAJON, CA 92020-2227

Mortgage

Document Number	0000849173
Date	Dec 31, 2020
Instrument	2020-0849173

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$518,894 (+2%) Land $225,061 Building $293,833
2025	$6,721.00 (+3.78%) Homeowner's exemption	$508,721 (+4.04%) Land $220,649 Building $288,072
2023	$6,476.00 (-0.37%) Homeowner's exemption	$488,969 Land $212,082 Building $276,887
2022	$6,500.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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