516 SE 4th St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 516 SE 4th St, Okeechobee, FL 34974 · Last verified August 2026

Property Summary

Property Type	Parking Lot
Details	1 ba · 496 sqft · built 2005
Lot Size	0.999 acres (43,516 sqft)
Owner	2 Company Names on File
Last Sale	$1,100,000 (Feb 2022)
Tax Bill	$10,762 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2023 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`3-22-37-35-0030-000A0-0010`

Property Details

APN / Parcel Number

Primary APN	`3-22-37-35-0030-000A0-0010`
Alternative APN	`R32237350030000A00010`

Interior

Full Baths	1 Bath
Building Area	496 sqft Total Area
1st Floor Area	192 sqft
Flooring	Concrete/Cement
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,516 sqft (0.999 acres)
Canopy	192 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	516 SE 4TH ST
City	OKEECHOBEE
State	FL
Zip	34974-4409
Property Category	Commercial
Property Type	Commercial > Retail > Parking Lot
Legal Description	CENTRAL PARK, AN ADDITION TO THE CITY OF OKEECHOBEE (PLAT BOOK 2 PAGE 39) LOTS 1 & 2, LOT 3 LESS W 5 FT LOT 6 LESS W 5 FT, LOTS 7 & 8 BLOCK A
Legal Range	35E
Legal Township	37S
Legal Section	22
Legal Subdivision	CENTRAL PARK, AN ADDITION TO THE CITY OF
Legal Block	A
Legal Lot Number	1,2
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	3
Census Block	3007
Census Tract	910500

Owner

Source: Okeechobee County records · APN 3-22-37-35-0030-000A0-0010

Assessment roll updated November 19, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	21 MAIN ST, 101, BANGOR, ME 04401-6359
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Special Warranty Deed, Transfer · Conventional Mortgage FIRST BANK
May 15, 2023	Deed of Trust, Mortgage · Commercial Mortgage MACHIAS SAVINGS BANK
Oct 13, 2022	Deed of Trust, Mortgage · Commercial Mortgage MACHIAS SAVINGS BANK
Feb 18, 2022	Warranty Deed, Transfer · Commercial Mortgage ATLANTIC CAPITAL FINANCE COMPANY LL

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 18, 2022 · Amount on Record
Deed Sale	Feb 18, 2022 · Amount on Record
Prior Sale	Feb 28, 2013 · Amount on Record
Deed Document Number	20222352
Record Updated	Sep 20, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jul 17, 2026
Property Address	516 SE 4TH ST, OKEECHOBEE, FL 34974-4409
Document Number	0000007991
Instrument Date	Jul 10, 2026
Instrument	20267991
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	0000008001,
Date	Jul 17, 2026
Instrument	20268001

Lender

Name	FIRST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 10, 2031

Interest

Rate	6.52%
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	516 SE 4TH ST, OKEECHOBEE, FL 34974-4409
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2613, BANGOR, ME 04402-2613

Mortgage

Document Number	0000005751
Date	May 15, 2023
Instrument	2023005751

Lender

Name	MACHIAS SAVINGS BANK
Type	Bank
Address	MACHIAS, ME 04654

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	516 SE 4TH ST, OKEECHOBEE, FL 34974-4409
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2613, BANGOR, ME 04402-2613

Mortgage

Document Number	0000013376
Date	Oct 13, 2022
Instrument	2022013376

Lender

Name	MACHIAS SAVINGS BANK
Type	Bank
Address	MACHIAS, ME 04654

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Feb 18, 2022
Property Address	516 SE 4TH ST, OKEECHOBEE, FL 34974-4409
Document Number	0000002352
Map Reference	MB 2 PG 39
Instrument Date	Feb 14, 2022
Instrument	2022002352
Transaction Type	Transfer
Record Updated	Mar 10, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1411 SW 5TH AVE, 1411, OKEECHOBEE, FL 34974-5017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 MAIN ST STE 101, 101, BANGOR, ME 04401-6359

Mortgage

Document Number	0000002354
Date	Feb 18, 2022
Instrument	2022002354

Lender

Name	ATLANTIC CAPITAL FINANCE COMPANY LL
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Feb 14, 2025

Mortgage

Document Number	0000002356
Date	Feb 18, 2022
Instrument	2022002356

Lender

Name	OKEECHOBEE TRAILER AND FISHING RESORT LL
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Okeechobee County records · Assessment roll updated November 19, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,762.00 (+35.97%)	$248,148 (+1.15%) Land $239,500 Building $8,648	$248,148 (+1.15%) Land $239,500 Building $8,648
2023	$7,915.00 (+119.07%)	$245,324 (+14.83%) Land $238,163 Building $7,161	$245,324 (+14.83%) Land $238,163 Building $7,161
2022	$3,613.00	$213,641 Land $207,104 Building $6,537	$213,641 Land $207,104 Building $6,537

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okeechobee County (12093C), updated July 16, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120939105003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 73 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	73 in force
Nearby Flood Claims	10 (2004–2022)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Sep 2022, other causes, Hurricane Ian
Claims By Storm	Hurricane Frances, Sep 2004 · 5 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 251 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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