516 Samuel Dr, Spring Lake, NC 28390 Property Records

Cumberland County property record for 516 Samuel Dr, Spring Lake, NC 28390

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,728 sqft · built 1970
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$235,500 (Jun 2025)
Tax Bill	$3,465 (2026)
Deeds & Mortgages	Jun 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0502-80-9355`

Property Details

APN / Parcel Number

Primary APN	`0502-80-9355`
Alternative APN	`0502.20809355`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,728 sqft Heated Area
1st Floor Area	1,404 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Porch	Slab
Porch Area	107 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	516 SAMUEL DR
City	SPRING LAKE
State	NC
Zip	28390-2137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	WOODLAND WEST LO:63 SE:02 PL:0029-0026
Legal Subdivision	WOODLAND WEST
Legal Block	80
Legal Lot Number	63
Jurisdiction	CUMBERLAND NC
Township / Civil Division	MANCHESTER
Census Block Group	1
Census Block	1011
Census Tract	3502

Owner

516 Samuel Dr is owned and occupied by two individuals who bought it in June 2025.

Source: Cumberland County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	516 SAMUEL DR, SPRING LAKE, NC 28390-2137
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2025 · Amount on File
Deed Sale	Jun 27, 2025 · Amount on File
Prior Sale	Aug 26, 2015
Deed Document Number	202519418
Deed Book / Page	12269 / 187
Prior Transfer Date	Apr 10, 2015
Prior Transfer Doc	0096290572
Record Updated	Oct 29, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Jun 27, 2025
Property Address	516 SAMUEL DR, SPRING LAKE, NC 28390-2137
Document Number	0122690187
Book / Page	12269 / 187
Map Reference	MB 29 PG 26
Instrument Date	Jun 18, 2025
Instrument	19418
Transaction Type	Transfer
Record Updated	Dec 19, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$471.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	624 PLEASANT LOOP, FAYETTEVILLE, NC 28311-6936

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 SAMUEL DR, SPRING LAKE, NC 28390-2137

Mortgage

Document Number	0000019419
Date	Jun 27, 2025
Instrument	19419

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 516 Samuel Dr was $3,465, up 11.9% from the year before.

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Municipality	Spring Lake Town
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,465.00 (+11.88%)
2025	$3,097.00 (+62.06%)	$141,335 (+39.99%) Land $20,000 Building $121,335	$141,335 (+39.99%) Land $20,000 Building $121,335
2024	$1,911.00 (+10.91%)	$100,958 (-) Land $10,000 Building $90,958	$100,958 (-) Land $10,000 Building $90,958
2023	$1,723.00	$100,958 Land $10,000 Building $90,958	$100,958 Land $10,000 Building $90,958
2022	$1,723.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 516 Samuel Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 516 Samuel Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPRING LAKE serves 11,725 people · EPA ID NC0326020
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli currently in violation since Sep 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20