516 S Thomas St, Gilman, IL 60938 Property Records

Iroquois County property record for 516 S Thomas St, Gilman, IL 60938

Property Summary

Property Type	Single Family Home
Lot Size	0.285 acres (12,452 sqft)
Owner	Individual Name on Record
Last Sale	$3,333 (Aug 2022)
Tax Bill	$10 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24 06 176 007`

Property Details

APN / Parcel Number

Primary APN	`24 06 176 007`

Exterior

Lot Area	12,452 sqft (0.285 acres)

Location & Zoning

Street Address	516 S THOMAS ST
City	GILMAN
State	IL
Zip	60938-1630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DENT & MOSHER'S 2ND ADD N2 SE4 LT 3
Legal Subdivision	MOSHER'S 2ND ADD
Legal Lot Number	3
Jurisdiction	IROQUOIS IL
Township / Civil Division	DOUGLAS
Census Block Group	3
Census Block	3046
Census Tract	950600

Owner

Source: Iroquois County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	516 S THOMAS ST, GILMAN, IL 60938-1630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Aug 24, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST TRUST BANK OF ILLINOIS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2022 · Amount on Record
Deed Sale	Aug 30, 2022 · Amount on Record
Prior Sale	Aug 24, 2020 · Amount on Record
Deed Document Number	20223078
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Aug 30, 2022
Property Address	516 S THOMAS ST, GILMAN, IL 60938-1630
Document Number	00022R3078
Instrument Date	Aug 29, 2022
Instrument	22R3078
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	COMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1067 BUENA VISTA RD, 1067, ROYSE CITY, TX 75189-6621

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 S THOMAS ST, GILMAN, IL 60938-1630

Mortgage

Document Number	00022R3080
Date	Aug 30, 2022
Instrument	22R3080

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.25%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Aug 24, 2020
Property Address	516 S THOMAS ST, GILMAN, IL 60938-1630
Document Number	20R2635
Instrument Date	Aug 24, 2020
Instrument	20R2635
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$181.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	516 S THOMAS ST, GILMAN, IL 60938-1630

Mortgage

Document Number	20R2636
Date	Aug 24, 2020
Instrument	20R2636

Lender

Name	FIRST TRUST BANK OF ILLINOIS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate	3.25%

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Douglas Township
Municipality	Gilman City
Unified School District	Iroquois West Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10.00 (-99.75%) Homeowner's exemption	$61,060 (+5.99%) Land $7,100 Building $53,960	$183,180 (+5.99%) Land $21,300 Building $161,880
2024	$4,029.00 (+40,19%)	$57,610 (+6.8%) Land $6,700 Building $50,910	$172,830 (+6.8%) Land $20,100 Building $152,730
2022	$10.00 Homeowner's exemption	$53,940 Land $6,280 Building $47,660	$161,820 Land $18,840 Building $142,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GILMAN serves 1,793 people · EPA ID IL0750450
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink, Verizon.

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