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516 S Main St, Waterloo, IL 62298 Property Records

Monroe County property record for 516 S Main St, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details1 bd · 3 ba · 1,334 sqft · built 1963
Lot Size0.38 acres (16,553 sqft)
OwnerIndividual Name on Record
Last Sale$5,500 (Feb 2024)
Tax Bill$2,095 (2025)
Deeds & MortgagesMar 2026 Transfer
Feb 2024 Sale
Flood ZoneZone X (minimal risk)
APN07-25-434-008-000

Property Details

APN / Parcel Number

Primary APN07-25-434-008-000
Alternative APN
  • 07251640200700 00

Interior

Bedrooms1 Bed
Full Baths3 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,334 sqft Building Perimeter
1st Floor Area684 sqft
Upper Floors Area650 sqft
Basement Area1,334 sqft
Unfinished Basement1,334 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleSplit Level
Construction TypeFrame
Lot Area16,553 sqft (0.38 acres)
Lot Dimensions207 ft deep x 58 ft wide
Garage Area352 sqft
DrivewayConcrete Driveway
Driveway Area980 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area375 sqft
Patio Area171 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address516 S MAIN ST
CityWATERLOO
StateIL
Zip62298-1444
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWR3
Legal DescriptionLOT 10F, 11 & 12D ROSE & OMELVENEYS ADDN
Legal Range10W
Legal Township02S
Legal Section25
Legal SubdivisionROSE & OMELVENEYS ADD
Legal Lot Number10F
JurisdictionMONROE IL
Township / Civil Division33
Census Block Group1
Census Block1052
Census Tract600401

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address516 S MAIN ST, WATERLOO, IL 62298-1444
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2026Transfer on Death Deed, Transfer
Feb 2, 2024Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 2, 2024 · Amount on Record
Deed SaleFeb 2, 2024 · Amount on Record
Deed Document Number2024431993
Last Transfer DateMar 9, 2026
Transfer Doc0000441557
Record UpdatedOct 29, 2026

March 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionMONROE IL
Recording DateMar 10, 2026
Property Address516 S MAIN ST, WATERLOO, IL 62298-1444
Document Number0000441557
Map ReferenceMB A PG 26
Instrument DateMar 9, 2026
Instrument441557
Transaction TypeTransfer
Record UpdatedMar 25, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address516 S MAIN ST, WATERLOO, IL 62298-1444

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateFeb 2, 2024
Property Address516 S MAIN ST, WATERLOO, IL 62298-1444
Document Number0000431993
Map ReferenceMB A PG 26
Instrument DateJan 31, 2024
Instrument431993
Transaction TypeTransfer
Record UpdatedFeb 14, 2024

Transaction

AmountAmount Recorded
Tax$8.25
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4644 KK RD, WATERLOO, IL 62298-6526

Transferred To (Grantee/Buyer)

NameVerified Name
Address516 S MAIN ST, WATERLOO, IL 62298-1444

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,095.00 Homeowner's exemption Senior Citizen's exemption$74,740 (+5.37%) Land $17,490 Building $57,250$224,220 (+5.37%) Land $52,470 Building $171,750
2024$2,095.00$70,928 (+28.61%) Land $16,708 Building $54,220$212,784 (+28.61%) Land $50,124 Building $162,660
2022Homeowner's exemption Senior Citizen's exemption Additional exemption filed$55,150 Land $15,630 Building $39,520$165,450 Land $46,890 Building $118,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO
serves 10,190 people · EPA ID IL1330300
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting30
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Harrisonville Telephone Company
DSL · Fiber in parts of the area		100 / 20

May also be available: Wisper ISP.

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