Cherokee County property record for 516 S Limestone St, Gaffney, SC 29340
| Property Type | Single Family Home |
|---|---|
| Details | 940 sqft · built 1913 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (May 2026) |
| Tax Bill | $588 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Apr 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 023707-23-3 |
| Primary APN | 023707-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 940 sqft Living Area |
| Basement Area | 940 sqft |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Exterior Material | Siding |
| Lot Area | 15,246 sqft (0.35 acres) |
| Porch | Slab |
| Street Address | 516 S LIMESTONE ST |
|---|---|
| City | GAFFNEY |
| State | SC |
| Zip | 29340-2245 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GF |
| Legal Description | 516 S LIMESTONE ST 12V 937 / 12V 936=P NEW OWNER SIGNED 4% FOR 03&04 |
| Legal Tract | PD |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 970601 |
516 S Limestone St is owned and occupied by an individual who bought it in May 2026.
Source: Cherokee County records, as of June 3, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 516 S LIMESTONE ST, GAFFNEY, SC 29340-2245 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2026 | Deed, Transfer · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Apr 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 22, 2017 | Deed of Trust, Mortgage NATIONSTAR MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2026 · Amount on File |
| Deed Sale | May 11, 2026 · Amount on File |
| Deed Document Number | 20262547 |
| Deed Book / Page | 198 / 567 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | May 11, 2026 |
| Property Address | 516 S LIMESTONE ST, GAFFNEY, SC 29340-2245 |
| Document Number | 0000002547 |
| Book / Page | 198 / 567 |
| Instrument Date | May 11, 2026 |
| Instrument | 20262547 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $48,581.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 516 S LIMESTONE ST, GAFFNEY, SC 29340-2245 |
| Document Number | 0000002548, |
|---|---|
| Date | May 11, 2026 |
| Book Page | 198/572 |
| Instrument | 20262548 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Apr 6, 2026 |
| Property Address | 516 S LIMESTONE ST, GAFFNEY, SC 29340-2245 |
| Document Number | 0000001785 |
| Book / Page | 196 / 1708 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 20261785 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 516 S LIMESTONE ST, GAFFNEY, SC 29340-2245 |
| Document Number | 0001961708, |
|---|---|
| Date | Apr 6, 2026 |
| Book Page | 196/1708 |
| Instrument | 20261785 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 516 S LIMESTONE ST, GAFFNEY, SC 29340-2245 |
| Document Number | 0000952060 |
| Book / Page | 000095 / 002060 |
| Instrument Date | Jun 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2017 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|---|
| Address | 516 S LIMESTONE ST #A GAFFNEY SC 293402245, A, GAFFNEY, SC 29340-2245 |
| Document Number | 0000952060 |
|---|---|
| Date | Jul 12, 2017 |
| Book Page | 000095/002060 |
| Instrument | 3364 |
| Name | NATIONSTAR MTG |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jul 11, 2032 |
The 2025 property tax bill for 516 S Limestone St was $588 with a homeowner's exemption.
Source: Cherokee County assessment roll, as of November 20, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Municipality | Gaffney City |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $588.00 Homeowner's exemption | $3,200 Land $600 Building $2,600 | $82,800 Land $15,000 Building $67,800 |
| 2023 | $530.00 | $3,200 Land $600 Building $2,600 | $82,800 Land $15,000 Building $67,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 516 S Limestone St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 516 S Limestone St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAFFNEY BPW serves 24,290 people · EPA ID SC1110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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